3840 A St, North Highlands, CA 95660 Property Records

Sacramento County property record for 3840 A St, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 975 sqft · built 1954
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2023)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218-0254-007-0000`

Property Details

APN / Parcel Number

Primary APN	`218-0254-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3840 A ST
City	NORTH HIGHLANDS
State	CA
Zip	95660-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	AERO HAVEN 03, LOT 149
Legal Subdivision	AERO HAVEN 03
Legal Lot Number	149
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7301

Owner

3840 A St is owned and occupied by two individuals who bought it in March 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3840 A ST, NORTH HIGHLANDS, CA 95660-4906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 29, 2026	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Mar 21, 2023	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jun 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Oct 9, 2008 · Amount on File
Deed Book / Page	20230321 / 547
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	6190000001710
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3840 A ST, NORTH HIGHLANDS, CA 95660-4906
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 OWENS VALLEY DR, WOODLAND, CA 95776-6750

Mortgage

Document Number	0000001041
Date	May 10, 2022
Instrument	2022051001041

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3840 A ST, NORTH HIGHLANDS, CA 95660-4906
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 A ST, NORTH HIGHLANDS, CA 95660-4906

Mortgage

Document Number	0000001001
Date	Jan 29, 2026
Instrument	202601291001

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 21, 2023
Property Address	3840 A ST, NORTH HIGHLANDS, CA 95660-4906
Document Number	0000000547
Map Reference	MB 42 PG 2
Instrument Date	Mar 13, 2023
Instrument	2023032100547
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3840 A ST, NORTH HIGHLANDS, CA 95660-4906

Mortgage

Document Number	0000000548
Date	Mar 21, 2023
Instrument	2023032100548

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 19, 2018
Property Address	3840 A ST, NORTH HIGHLANDS, CA 95660-4906
Document Number	1806191710
Instrument Date	Jun 12, 2018
Instrument	1806191710
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1578 OWENS VALLEY DR WOODLAND CA 957766750, WOODLAND, CA 95776-6750

Tax Assessment & Valuation

The 2025 property tax bill for 3840 A St was $4,726 with a homeowner's exemption, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$413,870 (+2%) Land $95,508 Building $318,362
2025	$4,726.00 (+5.12%) Homeowner's exemption	$405,756 Land $93,636 Building $312,120
2024	$4,496.00 (+164.78%)
2023	$1,698.00 (+6.19%)	$142,326 Land $86,636 Building $55,690
2022	$1,599.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3840 A St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3840 A St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, GeoLinks.

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