3837 A St, North Highlands, CA 95660 Property Records

Sacramento County property record for 3837 A St, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 857 sqft · built 1954
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (Jul 2026)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218-0203-016-0000`

Property Details

APN / Parcel Number

Primary APN	`218-0203-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	857 sqft Living Area
1st Floor Area	857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3837 A ST
City	NORTH HIGHLANDS
State	CA
Zip	95660-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MISSION RANCHO, LOT 104
Legal Subdivision	MISSION RANCHO
Legal Lot Number	104
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1030
Census Tract	7301

Owner

3837 A St is owned and occupied by an individual who bought it in July 2026.

Source: Sacramento County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3837 A ST, NORTH HIGHLANDS, CA 95660-4905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Grant Deed, Transfer · Conventional Mortgage AMWEST FUNDING CORPORATION
Jan 9, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Jul 17, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MTG
Jul 17, 2018	Quit Claim Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Book / Page	20260730 / 525
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	7170000001092
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 30, 2026
Property Address	3837 A ST, NORTH HIGHLANDS, CA 95660-4905
Document Number	2026000525
Book / Page	20260730 / 525
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,773.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 A ST, NORTH HIGHLANDS, CA 95660-4905

Mortgage

Document Number	2026000526,
Date	Jul 30, 2026
Book Page	20260730/526

Lender

Name	AMWEST FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3837 A ST, NORTH HIGHLANDS, CA 95660-4905
Document Number	2001151001
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3837 A ST NORTH HIGHLANDS CA 956604905, NORTH HIGHLANDS, CA 95660-4905

Mortgage

Document Number	2001151001
Date	Jan 15, 2020
Instrument	2001151001

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2018
Property Address	3837 A ST, NORTH HIGHLANDS, CA 95660-4905
Document Number	1807171091
Instrument Date	Jul 13, 2018
Instrument	1807171091
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 A ST NORTH HIGHLANDS CA 956604905, NORTH HIGHLANDS, CA 95660-4905

Mortgage

Document Number	1807171093
Date	Jul 17, 2018
Instrument	1807171093

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Mortgage

Document Number	1807171094,
Date	Jul 17, 2018
Instrument	1807171094

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2018
Property Address	3837 A ST, NORTH HIGHLANDS, CA 95660-4905
Document Number	1807171092
Instrument Date	Jul 13, 2018
Instrument	1807171092
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3837 A ST NORTH HIGHLANDS CA 956604905, NORTH HIGHLANDS, CA 95660-4905

Mortgage

Document Number	1807171093
Date	Jul 17, 2018
Instrument	1807171093

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Mortgage

Document Number	1807171094,
Date	Jul 17, 2018
Instrument	1807171094

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3837 A St was $2,836 with a homeowner's exemption, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,316 (+2%) Land $68,267 Building $182,049
2025	$2,836.00 (+5.11%) Homeowner's exemption	$245,409 Land $66,929 Building $178,480
2024	$2,698.00 (-0.63%)
2023	$2,715.00 (+6.3%) Homeowner's exemption	$235,881 Land $64,331 Building $171,550
2022	$2,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3837 A St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3837 A St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, GeoLinks.

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