384 Rosedale St, Toccoa, GA 30577 Property Records

Stephens County property record for 384 Rosedale St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 1960
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (May 2025)
Tax Bill	$808 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T33 003`

Property Details

APN / Parcel Number

Primary APN	`T33 003`
Alternative APN	`679200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,423 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	470 sqft

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Deck Area	320 sqft
Patio Area	60 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	679200
Street Address	384 ROSEDALE ST
City	TOCCOA
State	GA
Zip	30577-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 55 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	55
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2012
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
May 5, 2025	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 27, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 11, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Jan 3, 2005 · Amount on Record
Deed Document Number	0001405233
Deed Book / Page	1405 / 233
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927

Mortgage

Document Number	0012790000000208
Date	Dec 17, 2021
Book Page	0000001279/0000000208
Instrument	000814

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 5, 2025
Property Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927
Document Number	0014050233
Book / Page	1405 / 233
Instrument Date	May 5, 2025
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927

Mortgage

Document Number	0014050000000235
Date	May 5, 2025
Book Page	0000001405/0000000235

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927
Document Number	0012270302
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROSEDALE ST TOCCOA GA 305771927, TOCCOA, GA 30577-1927

Mortgage

Document Number	0012270302
Date	Nov 2, 2020
Book Page	001227/000302

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927
Document Number	0011990250
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROSEDALE ST TOCCOA GA 305771927, TOCCOA, GA 30577-1927

Mortgage

Document Number	0011990250
Date	Jan 13, 2020
Book Page	001199/000250

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927
Document Number	0011540051
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROSEDALE ST TOCCOA GA 305771927, TOCCOA, GA 30577-1927

Mortgage

Document Number	0011540051
Date	Jul 2, 2018
Book Page	001154/000051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DFETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	384 ROSEDALE ST, TOCCOA, GA 30577-1927
Document Number	0011260499
Book / Page	001126 / 000499
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROSEDALE ST TOCCOA GA 305771927, TOCCOA, GA 30577-1927

Mortgage

Document Number	0011260499
Date	Jul 21, 2017
Book Page	001126/000499

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$808.00 (+125.07%) Homeowner's exemption Senior Citizen's exemption	$62,446 (+57.97%) Land $3,414 Building $59,032	$156,114 (+57.97%) Land $8,535 Building $147,579
2023	$359.00 (-72.97%) Homeowner's exemption	$39,530 (+5.21%) Land $3,414 Building $36,116	$98,825 (+5.21%) Land $8,535 Building $90,290
2022	$1,328.00 Homeowner's exemption	$37,572 Land $3,414 Building $34,158	$93,931 Land $8,535 Building $85,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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