345 Rosedale St, Toccoa, GA 30577 Property Records

Stephens County property record for 345 Rosedale St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,816 sqft · built 2000
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Feb 2022)
Tax Bill	$4,733 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T32 025`

Property Details

APN / Parcel Number

Primary APN	`T32 025`
Alternative APN	`678400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,816 sqft Heated Area
Basement Area	1,396 sqft
Finished Basement	1,396 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Terrain	Gentle Slope
Garage Area	576 sqft
Porch	Porch
Porch Area	188 sqft
Deck Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	678400
Street Address	345 ROSEDALE ST
City	TOCCOA
State	GA
Zip	30577-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	PT LOT 18 & LOT 19 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	19,18
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2009
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 ROSEDALE ST, TOCCOA, GA 30577-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REGIONS BANK
Feb 1, 2022	Warranty Deed, Transfer
Oct 24, 2017	Deed of Trust, Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Oct 20, 2010 · Amount on Record
Deed Document Number	2022152
Deed Book / Page	1285 / 223
Prior Transfer Date	Dec 9, 2015
Prior Transfer Doc	0010790340
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	345 ROSEDALE ST, TOCCOA, GA 30577-1926
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ROSEDALE ST, TOCCOA, GA 30577-1926

Mortgage

Document Number	0012790000000064
Date	Dec 16, 2021
Book Page	0000001279/0000000064

Lender

Name	REGIONS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 1, 2022
Property Address	345 ROSEDALE ST, TOCCOA, GA 30577-1926
Document Number	0012850223
Book / Page	1285 / 223
Instrument Date	Feb 1, 2022
Instrument	2022-000152
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ROSEDALE ST, TOCCOA, GA 30577-1926

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	345 ROSEDALE ST, TOCCOA, GA 30577-1926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011340315
Date	Oct 24, 2017
Book Page	1134/315

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Nov 1, 2024

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,733.00 (+37.79%) Homeowner's exemption	$164,087 (+66.05%) Land $4,161 Building $159,926	$410,219 (+66.05%) Land $10,403 Building $399,816
2023	$3,435.00 (+4.63%)	$98,818 (+6.45%) Land $4,161 Building $94,657	$247,046 (+6.45%) Land $10,403 Building $236,643
2022	$3,283.00	$92,832 Land $4,161 Building $88,671	$232,080 Land $10,403 Building $221,677

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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