Essex County and Cedar Grove Township property record for 384 Ridge Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,875 sqft · built 1952 |
| Lot Size | 0.274 acres (11,953 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Jul 2019) |
| Tax Bill | $14,005 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00150-0000-00054 |
| Primary APN | 04-00150-0000-00054 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,875 sqft Living Area |
| 1st Floor Area | 2,875 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 11,953 sqft (0.274 acres) |
| Lot Dimensions | 166 ft deep x 72 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 040015000054 |
|---|---|
| Street Address | 384 RIDGE RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 72X166 |
| Legal Block | 150 |
| Legal Lot Number | 54 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 21400 |
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 384 RIDGE RD, CEDAR GROVE, NJ 07009-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNISON AGREEMENT CORP |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jul 16, 2019 | Grant Deed, Transfer · Conventional Mortgage BOND STREET MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on Record |
| Deed Sale | Jul 16, 2019 · Amount on Record |
| Prior Sale | May 30, 2008 · Amount on Record |
| Deed Document Number | 201965310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 384 RIDGE RD, CEDAR GROVE, NJ 07009-1625 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 384 RIDGE RD, CEDAR GROVE, NJ 07009-1625 |
| Document Number | 0000067111 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022067111 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94126 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 384 RIDGE RD, CEDAR GROVE, NJ 07009-1625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 2021132714 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021132714 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 16, 2019 |
| Property Address | 384 RIDGE RD, CEDAR GROVE, NJ 07009-1625 |
| Document Number | 0000065310 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 65310 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 384 RIDGE RD CEDAR GROVE NJ 070091625, CEDAR GROVE, NJ 07009-1625 |
| Document Number | 65314 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 65314 |
| Name | BOND STREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795,600 (+52.65%) Land $298,400 Building $497,200 | $795,600 (+52.65%) Land $298,400 Building $497,200 | |
| 2025 | $14,005.00 (+2.8%) | $521,200 (-) Land $245,200 Building $276,000 | $521,200 (-) Land $245,200 Building $276,000 |
| 2024 | $13,624.00 (+1.95%) | ||
| 2023 | $521,200 Land $245,200 Building $276,000 | $521,200 Land $245,200 Building $276,000 | |
| 2022 | $13,363.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1994–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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