360 Ridge Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 360 Ridge Rd, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details1,404 sqft · built 1867
Lot Size0.29 acres (12,641 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Jun 2016)
Tax Bill$8,725 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-00150-0000-00060

Property Details

APN / Parcel Number

Primary APN04-00150-0000-00060
Alternative APN
  • 040015000060

Interior

Stories2 Stories
Building Area1,404 sqft Living Area

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1867
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area12,641 sqft (0.29 acres)
Lot Dimensions158 ft deep x 80 ft wide
Garage TypeDetached

Location & Zoning

Old Parcel Number040015000060
Street Address360 RIDGE RD
CityCEDAR GROVE
StateNJ
Zip07009-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80X158+45X158TRI IRR
Legal Block150
Legal Lot Number60
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group5
Census Block5000
Census Tract21400

Owner

360 Ridge Rd is owned and occupied by two individuals who acquired it in September 2019.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address360 RIDGE RD, CEDAR GROVE, NJ 07009-1625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2016 · Amount on File
Deed SaleJun 24, 2016 · Amount on File
Deed Document Number201653161
Last Transfer DateSep 21, 2019
Transfer Doc0000098488
Record UpdatedSep 20, 2026

October 2019: Reverse Mortgage, Mortgage

Document TypeReverse Mortgage
JurisdictionESSEX NJ
Recording DateOct 16, 2019
Property Address360 RIDGE RD, CEDAR GROVE, NJ 07009-1625
Document Number0000098488
Instrument DateSep 21, 2019
Instrument98488
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address360 RIDGE RD CEDAR GROVE NJ 070091625, CEDAR GROVE, NJ 07009-1625

Mortgage

Document Number98489
DateOct 16, 2019
Instrument98489
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term936 Months
DueOct 15, 2097
Interest
Rate TypeAdjustable Rate
Rate3.86%

Mortgage

Document Number98490,
DateOct 16, 2019
Instrument98490
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term936 Months
DueOct 15, 2097
Interest
Rate TypeAdjustable Rate
Rate3.86%

Tax Assessment & Valuation

The 2025 property tax bill for 360 Ridge Rd was $8,725, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$606,200 (+86.7%) Land $308,600 Building $297,600$606,200 (+86.7%) Land $308,600 Building $297,600
2025$8,725.00 (+2.8%)$324,700 Land $227,000 Building $97,700$324,700 Land $227,000 Building $97,700
2024$8,487.00
2023$324,700 Land $227,000 Building $97,700$324,700 Land $227,000 Building $97,700
2022$8,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1994–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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