384 N Transit St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 384 N Transit St, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,528 sqft · built 1880
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$4,594 (2026)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`5-4823.000`

Property Details

APN / Parcel Number

Primary APN	`5-4823.000`
Alternative APNs	`09001090300001029000` `290900 109.30-1-29`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,528 sqft Living Area
1st Floor Area	1,688 sqft
2nd Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	134 ft deep x 49.5 ft wide
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5-4823.000
Street Address	384 N TRANSIT ST
City	LOCKPORT
State	NY
Zip	14094-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1003
Census Tract	23500

Owner

Source: Niagara County and Lockport City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	384 N TRANSIT ST, LOCKPORT, NY 14094-2143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NIAGARA NY
Property Address	384 N TRANSIT ST, LOCKPORT, NY 14094-2143
Document Number	0000016681
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 N TRANSIT ST LOCKPORT NY 140942143, LOCKPORT, NY 14094-2143

Mortgage

Document Number	0000016681
Date	Sep 25, 2018
Instrument	16681

Lender

Name	NEW RESID'L MTG LLC
Address	NEW YORK, NY 10105

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2058

Interest

Rate	4%

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,594.00 (-6.11%) Homeowner's exemption
2025	$4,893.00	$173,000 (+10.19%) Land $4,900 Building $168,100	$173,000 (+10.19%) Land $4,900 Building $168,100
2023		$157,000 Land $4,900 Building $152,100	$157,000 Land $4,900 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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