380 N Transit St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 380 N Transit St, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 1880
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$72,200 (Aug 2005)
Tax Bill	$3,798 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-4822.000`

Property Details

APN / Parcel Number

Primary APN	`5-4822.000`
Alternative APNs	`09001090300001028000` `290900 109.30-1-28`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	1,128 sqft
2nd Floor Area	912 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	134 ft deep x 49.5 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	294 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5-4822.000
Street Address	380 N TRANSIT ST
City	LOCKPORT
State	NY
Zip	14094-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1003
Census Tract	23500

Owner

380 N Transit St is owned and occupied by an individual who bought it in August 2005.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	380 N TRANSIT ST, LOCKPORT, NY 14094-2143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 20, 2017	Warranty Deed, Transfer · FHA Mortgage HUNT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2005 · Amount on File
Deed Sale	Aug 12, 2005 · Amount on File
Prior Sale	Aug 6, 1999 · Amount on File
Deed Book / Page	3327 / 482
Prior Transfer Date	Jun 15, 2001
Prior Transfer Doc	3125000269
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Recording Date	May 29, 2026
Property Address	380 N TRANSIT ST, LOCKPORT, NY 14094-2143
Document Number	0000007891
Instrument Date	May 22, 2026
Instrument	20267891
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 N TRANSIT ST, LOCKPORT, NY 14094-2143

Mortgage

Document Number	0000007891,
Date	May 29, 2026
Instrument	20267891

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	380 N TRANSIT ST, LOCKPORT, NY 14094-2143
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 N TRANSIT ST, LOCKPORT, NY 14094-2143

Mortgage

Document Number	0000007638
Date	Nov 13, 2023
Instrument	2023-17638

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LOCKPORT, NY 14094

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jan 20, 2017
Property Address	380 N TRANSIT ST, LOCKPORT, NY 14094-2143
Document Number	0000001468
Instrument Date	Jan 17, 2017
Instrument	1468
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 STRASBOURG DR CHEEKTOWAGA NY 142273022, CHEEKTOWAGA, NY 14227-3022

Mortgage

Document Number	1469
Date	Jan 20, 2017
Instrument	1469

Lender

Name	HUNT MTG
Type	Mortgage Company
Address	LANCASTER, NY 14086

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 380 N Transit St was $3,798, up 3.5% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,798.00 (+3.52%)
2025	$3,669.00	$143,000 Land $4,900 Building $138,100	$143,000 Land $4,900 Building $138,100
2023		$130,000 Land $4,900 Building $125,100	$130,000 Land $4,900 Building $125,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 380 N Transit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 N Transit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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