384 Lake Firefly Loop, Holly Ridge, NC 28445 Property Records

Onslow County property record for 384 Lake Firefly Loop, Holly Ridge, NC 28445

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,322 sqft · built 2020
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Aug 2020)
Tax Bill	$4,723 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`762C-945`

Property Details

APN / Parcel Number

Primary APN	`762C-945`
Alternative APNs	`400098603` `070369`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	186 ft deep x 48 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	400098603
Street Address	384 LAKE FIREFLY LOOP
City	HOLLY RIDGE
State	NC
Zip	28445-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L945M P2 SUMMERHOUSE
Legal Subdivision	RA NORTH DEVELOPMENT SUMMERHOUSE
Legal Lot Number	945
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	4
Census Block	4032
Census Tract	401

Owner

384 Lake Firefly Loop is owned and occupied by two individuals who bought it in August 2020.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	384 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
Jan 29, 2020	Warranty Deed, Transfer · Line of Credit SELECT BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Jan 29, 2020 · Amount on File
Deed Book / Page	5228 / 918
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 3, 2020
Property Address	384 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210
Document Number	0052280918
Book / Page	5228 / 918
Map Reference	MB 73 P 0195
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD NE STE 1, 60, BELVILLE, NC 28451-9276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 N LAKE SHORE DR APT 1200, 1200, CHICAGO, IL 60611-6310

Mortgage

Document Number	0052280921
Date	Aug 3, 2020
Book Page	5228/921

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 29, 2020
Property Address	384 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210
Document Number	0050960320
Book / Page	5096 / 320
Map Reference	MB 73 PG 0195
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3129 SPRINGBANK LN, 3129, CHARLOTTE, NC 28226-3395

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	60 GREGORY RD NE STE 1, 1, BELVILLE, NC 28451-9276
Investor	Possibly a Property Investor

Mortgage

Document Number	0005096324
Date	Jan 29, 2020
Instrument	5096/324

Lender

Name	SELECT BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 384 Lake Firefly Loop was $4,723.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Holly Ridge Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,723.00	$609,451 Land $140,000 Building $469,451	$609,451 Land $140,000 Building $469,451
2023	$4,585.00	$460,868 Land $90,000 Building $370,868	$460,868 Land $90,000 Building $370,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 Lake Firefly Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Lake Firefly Loop is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Firefly Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures