Onslow County property record for 374 Lake Firefly Loop, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,264 sqft · built 2022 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $497,000 (Sep 2023) |
| Tax Bill | $4,570 (2026) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 762C-886 |
| Primary APN | 762C-886 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 162 ft deep x 51 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490027778 |
|---|---|
| Street Address | 374 LAKE FIREFLY LOOP |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | L886 P2 SUMMERHOUSE |
| Legal Subdivision | SUMMERHOUSE PH2 ON EVERETT BAY REV |
| Legal Lot Number | 886 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 401 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 374 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RODERICK & JUNE BROWN |
| Dec 30, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING |
| Sep 11, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jan 12, 2022 | Warranty Deed, Transfer |
| Oct 5, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Prior Sale | May 29, 2012 · Amount on Record |
| Deed Book / Page | 6032 / 406 |
| Last Transfer Date | Dec 23, 2025 |
| Transfer Doc | 0065010530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 374 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0058710730 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 5871/730 |
| Name | RODERICK & JUNE BROWN |
|---|---|
| Type | Private Party |
| Address | 114 SUNDANCE CIR, HAMPSTEAD, NC 28443 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 30, 2025 |
| Property Address | 374 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0065010530 |
| Book / Page | 6501 / 530 |
| Map Reference | MB51 PG218,218A-218K |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | TRIO ABSTRACT INC., TRITON ABSRACT INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 374 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0006502929 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 6502/929 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 11, 2023 |
| Property Address | 374 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0060320406 |
| Book / Page | 6032 / 406 |
| Map Reference | MB 65 PG 006 |
| Instrument Date | Sep 6, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 BELL PT, SNEADS FERRY, NC 28460-6510 |
| Name | Verified Name |
|---|---|
| Address | 374 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0006032409 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 6032-409 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 12, 2022 |
| Property Address | 374 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0056620457 |
| Book / Page | 5662 / 457 |
| Map Reference | MB 51 PG 218-18K |
| Instrument Date | Jan 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $106.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3435, GREENVILLE, NC 27836-1435 |
| Name | Verified Name |
|---|---|
| Address | 114 SUNDANCE CIR, HAMPSTEAD, NC 28443-8714 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 5, 2018 |
| Property Address | 374 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0048450458 |
| Book / Page | 004845 / 000458 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $544.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3435 GREENVILLE NC 278361435, GREENVILLE, NC 27836-1435 |
| Investor | Possibly a Property Investor |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Holly Ridge Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,570.00 (+3.02%) | $590,206 (+32.38%) Land $80,000 Building $510,206 | $590,206 (+32.38%) Land $80,000 Building $510,206 |
| 2025 | $4,436.00 (+225.7%) | $445,858 (+225.64%) Land $50,000 Building $395,858 | $445,858 (+225.64%) Land $50,000 Building $395,858 |
| 2023 | $1,362.00 | $136,917 Land $50,000 Building $86,917 | $136,917 Land $50,000 Building $86,917 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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