Polk County property record for 384 Jyoti Dr, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,837 sqft · built 2017 |
| Lot Size | 0.219 acres (9,535 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,190 (Jan 2018) |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-32-709507-000160 |
| Primary APN | 27-26-32-709507-000160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 2,237 sqft |
| 1st Floor Area | 1,837 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,535 sqft (0.219 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 163 sqft |
| Street Address | 384 JYOTI DR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARLISLE GRAND PHASE 2 PB 164 PGS 14-16 LOT 16 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | CARLISLE GRAND PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 12514 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 384 JYOTI DR, DAVENPORT, FL 33837-9329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Jan 18, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2018 · Amount on Record |
| Deed Sale | Jan 18, 2018 · Amount on Record |
| Deed Document Number | 201812902 |
| Deed Book / Page | 10371 / 969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 384 JYOTI DR, DAVENPORT, FL 33837-9329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 384 JYOTTIOR DR, DAVENPORT, FL 33837 |
| Document Number | 0000035403 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 12109/16 |
| Instrument | 2022035403 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 18, 2018 |
| Property Address | 384 JYOTI DR, DAVENPORT, FL 33837-9329 |
| Document Number | 0103710969 |
| Book / Page | 010371 / 000969 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 12902 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | PSH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,562.33 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 384 JYOTI DR DAVENPORT FL 33837, DAVENPORT, FL 33837 |
| Document Number | 103710971 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 010371/000971 |
| Instrument | 12903 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,372 (+2.7%) | $254,968 (-9.26%) Land $58,000 Building $196,968 | |
| 2025 | $1,373.00 (-22.34%) Homeowner's exemption | $146,419 (+5.99%) | $280,994 (-6.95%) Land $58,000 Building $222,994 |
| 2023 | $1,768.00 (+3.88%) Homeowner's exemption | $138,149 (+3%) | $301,986 (+9.43%) Land $56,000 Building $245,986 |
| 2022 | $1,702.00 Homeowner's exemption | $134,125 | $275,960 Land $46,000 Building $229,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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