361 Jyoti Dr, Davenport, FL 33837 Property Records

Polk County property record for 361 Jyoti Dr, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 2017
Lot Size	0.179 acres (7,815 sqft)
Owner	2 Individual Names on File
Last Sale	$232,990 (Jan 2018)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-32-709507-001280`

Property Details

APN / Parcel Number

Primary APN	`27-26-32-709507-001280`
Alternative APNs	`322627709507001280` `22627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	2,006 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,815 sqft (0.179 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Finished/Open Porch
Porch Area	219 sqft

Location & Zoning

Street Address	361 JYOTI DR
City	DAVENPORT
State	FL
Zip	33837-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLISLE GRAND PHASE 2 PB 164 PGS 14-16 LOT 128
Legal Range	27E
Legal Township	26S
Legal Section	32
Legal Subdivision	CARLISLE GRAND PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	128
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1005
Census Tract	12514

Owner

361 Jyoti Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	361 JYOTI DR, DAVENPORT, FL 33837-9334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 8, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PARK SQUARE HOME MORTGAGE LLC
Jan 5, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Deed Document Number	20184062
Deed Book / Page	10360 / 2054
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	361 JYOTI DR, DAVENPORT, FL 33837-9334
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 JYOTI DR, DAVENPORT, FL 33837-9334

Mortgage

Document Number	0000196961
Date	Jul 20, 2022
Book Page	12345/767
Instrument	2022196961

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 8, 2018
Property Address	361 JYOTI DR, DAVENPORT, FL 33837-9334
Document Number	0105751860
Book / Page	010575 / 001860
Instrument Date	Jul 20, 2018
Instrument	169402
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2018
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,693.66
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1386 NEWCASTLE LN BARTLETT IL 601038919, BARTLETT, IL 60103-8919

Mortgage

Document Number	105751862
Date	Aug 8, 2018
Book Page	010575/001862
Instrument	169403

Lender

Name	PARK SQUARE HOME MORTGAGE LLC
Address	189 S ORANGE AVE # 950, ORLANDO, FL 32801-3264

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jan 5, 2018
Property Address	361 JYOTI DR, DAVENPORT, FL 33837-9334
Document Number	0103602054
Book / Page	010360 / 002054
Instrument Date	Dec 11, 2017
Instrument	4062
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2018
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,630.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	361 JYOTI DR DAVENPORT FL 33837, DAVENPORT, FL 33837

Mortgage

Document Number	103602056
Date	Jan 5, 2018
Book Page	010360/002056
Instrument	4063

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 361 Jyoti Dr was $2,554 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,207 (+2.7%)	$268,470 (-9.39%) Land $58,000 Building $210,470
2025	$2,554.00 Homeowner's exemption	$237,787	$296,308 Land $58,000 Building $238,308
2023	$2,899.00 (+3.02%) Homeowner's exemption	$224,355 (+3%)	$318,901 (+9.22%) Land $56,000 Building $262,901
2022	$2,814.00 Homeowner's exemption	$217,820	$291,971 Land $46,000 Building $245,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 361 Jyoti Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 361 Jyoti Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Jyoti Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures