384 E Main St, Hancock, NY 13783 Property Records

Delaware County and Hancock Town property record for 384 E Main St, Hancock, NY 13783

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,280 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Feb 2020)
Tax Bill	$809 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`123689 420.2-2-23`

Property Details

APN / Parcel Number

Primary APN	`123689 420.2-2-23`
Alternative APNs	`36894200020002023000` `06801355009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	1,140 sqft
2nd Floor Area	1,140 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	90 ft deep x 66 ft wide
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06801355009
Street Address	384 E MAIN ST
City	HANCOCK
State	NY
Zip	13783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N
Legal Description	GRISWOLD GL#4
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	DELAWARE NY
Township / Civil Division	HANCOCK
Census Block Group	2
Census Block	2012
Census Tract	971400

Owner

Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 27, EAST BRANCH, NY 13756-0027
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed, Transfer · Stand-Alone First Mortgage JOHN APPLEY
Nov 1, 2019	Deed, Transfer
Jul 12, 2019	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	20201632
Deed Book / Page	1622 / 326
Record Updated	Jun 8, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Feb 28, 2020
Property Address	384 E MAIN ST, HANCOCK, NY 13783
Document Number	001622/326
Book / Page	1622 / 326
Instrument Date	Feb 26, 2020
Instrument	1632
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 272, DOWNSVILLE, NY 13755-0272
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001633
Date	Feb 28, 2020
Instrument	1633

Lender

Name	JOHN APPLEY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001622/326
Date	Feb 28, 2020
Book Page	1622/326
Instrument	1632

Lender

Name	JOHN APPLEY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 1, 2019
Property Address	384 E MAIN ST, HANCOCK, NY 13783
Document Number	001611/130
Book / Page	1611 / 130
Instrument Date	Oct 31, 2019
Instrument	8599
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 247, EAST BRANCH, NY 13756-0247

July 2019: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	DELAWARE NY
Recording Date	Jul 12, 2019
Property Address	384 E MAIN ST, HANCOCK, NY 13783
Document Number	0001599/44
Book / Page	1599 / 44
Instrument Date	Jul 12, 2019
Instrument	5783
Transaction Type	Foreclosure
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Hancock Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (-68.84%)	$4,000 (-) Land $1,600 Building $2,400	$50,000 (+25%) Land $20,000 Building $30,000
2023		$4,000 Land $1,600 Building $2,400	$40,000 Land $16,000 Building $24,000
2020	$2,596.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2005–2013)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Sep 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BRANCH VALLEY WATER DISTRICT private · serves 160 people · EPA ID NY1200259
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2024) action level 15 ppb
Copper	2.6 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Failure to filter resolved · Dec 2015
Treatment and Procedure	No certified operator Dec 2015
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
The Hancock Telephone Company Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

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