Delaware County and Hancock Town property record for 344 E Main St, Hancock, NY 13783
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,212 sqft · built 1950 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,900 (Jul 2015) |
| Tax Bill | $3,133 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 123689 420.2-2-26 |
| Primary APN | 123689 420.2-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| 2nd Floor Area | 1,082 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 354 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06800259009 |
|---|---|
| Street Address | 344 E MAIN ST |
| City | HANCOCK |
| State | NY |
| Zip | 13783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N |
| Legal Description | GRISWOLD GL#4 |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | HANCOCK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 971400 |
Source: Delaware County and Hancock Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 35, EAST BRANCH, NY 13756-0035 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on Record |
| Deed Sale | Jul 30, 2015 · Amount on Record |
| Deed Book / Page | 1456 / 210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 344 E MAIN ST, HANCOCK, NY 13783 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002316/303 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 2316/303 |
| Instrument | 5203 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Hancock Town |
| Unified School District | Downsville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,133.00 (+23.88%) | ||
| 2025 | $2,529.00 (-0.9%) | $12,500 (-) Land $1,600 Building $10,900 | $156,250 (+25%) Land $20,000 Building $136,250 |
| 2023 | $12,500 Land $1,600 Building $10,900 | $125,000 Land $16,000 Building $109,000 | |
| 2020 | $2,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2005–2013) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BRANCH VALLEY WATER DISTRICT private · serves 160 people · EPA ID NY1200259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Copper | 2.6 mg/L (2020) action level 1.3 mg/L |
| Water Quality | Failure to filter resolved · Dec 2015 |
|---|---|
| Treatment and Procedure | No certified operator Dec 2015 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hancock Telephone Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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