384 Dearborn St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 384 Dearborn St, Buffalo, NY 14207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,256 sqft · built 1900
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on Record
Last Sale	$120,600 (Aug 2022)
Tax Bill	$393 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140200 88.24-3-16`

Property Details

APN / Parcel Number

Primary APN	`140200 88.24-3-16`
Alternative APNs	`02000882400003016000` `05006500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,076 sqft
Attic	Attic
Attic Area	180 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	99 ft deep x 32.5 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05006500
Street Address	384 DEARBORN ST
City	BUFFALO
State	NY
Zip	14207-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-2R
Legal Description	162.5O S FARMER
Legal Subdivision	PARISH TRACT
Legal Block	3
Legal Lot Number	16.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3006
Census Tract	5900

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	384 DEARBORN ST, BUFFALO, NY 14207-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Jul 14, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	20222022150828
Deed Book / Page	11405 / 9862
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 9, 2022
Property Address	384 DEARBORN ST, BUFFALO, NY 14207-2513
Document Number	0114059862
Book / Page	11405 / 9862
Instrument Date	Jul 15, 2022
Instrument	2022150828
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	384 DEARBORN ST, 384, BUFFALO, NY 14207-2513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 DEARBORN ST, BUFFALO, NY 14207-2513

Mortgage

Document Number	0140631776
Date	Aug 9, 2022
Book Page	14063/1776
Instrument	2022150829

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	384 DEARBORN ST, BUFFALO, NY 14207-2513
Document Number	0138633221
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 DEARBORN ST BUFFALO NY 142072513, BUFFALO, NY 14207-2513

Mortgage

Document Number	0138633221
Date	Jul 19, 2018
Book Page	013863/003221

Lender

Name	SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 18, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$393.00 (-62.36%)
2025	$1,044.00 (+34.02%)	$119,000 (+147.92%) Land $8,000 Building $111,000	$119,000 (+52.47%) Land $8,000 Building $111,000
2024	$779.00 (+528.23%)	$48,000 (-) Land $3,900 Building $44,100	$78,049 (+13.82%) Land $6,341 Building $71,708
2023	$124.00 Homeowner's exemption Senior Citizen's exemption	$48,000 Land $3,900 Building $44,100	$68,571 Land $5,571 Building $63,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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