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3839 Megan Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 3839 Megan Ln, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,975 sqft · built 2005
Lot Size4.75 acres (206,910 sqft)
Owner2 Company Names on Record
Last Sale$4,450,000 (Jun 2024)
Tax Bill$49,586 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN264-222-04-00

Property Details

APN / Parcel Number

Primary APN264-222-04-00
Alternative APN
  • 2642210300

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,975 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area206,910 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Old Parcel Number2642210300
Street Address3839 MEGAN LN
CityENCINITAS
StateCA
Zip92024-7254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 1 TR PM14459
Legal SubdivisionRANCHO LAS ENCINITAS
Legal Tract1014459
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3839 MEGAN LN, ENCINITAS, CA 92024-7254
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
OUR FEDERAL CREDIT UNION
Jan 3, 2024Deed of Trust, Mortgage · Commercial Mortgage
GON CAPITAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2024 · Amount on Record
Deed SaleJun 5, 2024 · Amount on Record
Prior SaleJun 10, 2003 · Amount on Record
Deed Document Number2024141965
Last Transfer DateAug 21, 2024
Transfer Doc0000223804
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2026
Property Address3839 MEGAN LN, ENCINITAS, CA 92024-7254
Document Number0000111231
Instrument DateApr 15, 2026
Instrument2026111231
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address11228 FREEDOM RANGE LN, RENO, NV 89521-4560

Mortgage

Document Number0000111231,
DateApr 21, 2026
Instrument2026111231
Lender
NameOUR FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3839 MEGAN LN, ENCINITAS, CA 92024-7254
Transaction TypeMortgage
Record UpdatedJan 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3839 MEGAN LN, ENCINITAS, CA 92024-7254

Mortgage

Document Number0000001579
DateJan 3, 2024
Instrument2024-0001579
Lender
NameGON CAPITAL LLC
TypeNon-Lending Institution
AddressOCEANSIDE, CA 92054
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,704,780 (+3.65%) Land $3,121,200 Building $1,583,580
2025$49,586.00 (+109.58%)$4,539,000 (+112.74%) Land $3,060,000 Building $1,479,000
2024$23,660.00 (+2.54%)
2023$23,075.00 (+2.16%) Homeowner's exemption$2,133,626 Land $907,722 Building $1,225,904
2022$22,587.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2010–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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