3827 Megan Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 3827 Megan Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 8,334 sqft · built 1997
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (Dec 1995)
Tax Bill	$22,415 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-222-06-00`

Property Details

APN / Parcel Number

Primary APN	`264-222-06-00`
Alternative APN	`2642210500`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	8,334 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	45,738 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	2642210500
Street Address	3827 MEGAN LN
City	ENCINITAS
State	CA
Zip	92024-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 3 TR PM14459
Legal Subdivision	CITY OF ENCINITAS
Legal Tract	1014459
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3827 MEGAN LN, ENCINITAS, CA 92024-7254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 27, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jan 25, 2017	Deed of Trust, Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1995 · Amount on Record
Deed Sale	Dec 1, 1995 · Amount on Record
Deed Document Number	1995545983
Prior Transfer Date	Oct 12, 1995
Prior Transfer Doc	0000545982
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3827 MEGAN LN, ENCINITAS, CA 92024-7254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229137
Date	May 6, 2020
Instrument	2020-0229137

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3827 MEGAN LN, ENCINITAS, CA 92024-7254
Document Number	0000338042
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3827 MEGAN LN ENCINITAS CA 920247254, ENCINITAS, CA 92024-7254

Mortgage

Document Number	0000338042
Date	Jun 29, 2020
Instrument	338042

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3827 MEGAN LN, ENCINITAS, CA 92024-7254
Document Number	0000051769
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3827 MEGAN LN ENCINITAS CA 920247254, ENCINITAS, CA 92024-7254

Mortgage

Document Number	0000051769
Date	Feb 1, 2017
Instrument	51769

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	1 CITY BLVD W # 200, ORANGE, CA 92868-3689

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,053,259 (+2%) Land $380,120 Building $1,673,139
2025	$22,415.00 (+6.66%) Homeowner's exemption	$2,013,000 (+4.04%) Land $372,667 Building $1,640,333
2023	$21,016.00 (+2.22%) Homeowner's exemption	$1,934,835 Land $358,197 Building $1,576,638
2022	$20,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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