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3839 Lakeview Acres Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3839 Lakeview Acres Rd, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,741 sqft · built 1993
Lot Size0.98 acres (42,688 sqft)
Owner2 Individual Names on File
Last Sale$189,900 (Mar 2015)
Tax Bill$3,046 (2024)
Deeds & MortgagesJul 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN33-26-31-4950-0001-075A

Property Details

APN / Parcel Number

Primary APN33-26-31-4950-0001-075A
Alternative APNs
  • 26313349500001075A
  • 99141

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,741 sqft Living Area
Gross Area3,097 sqft
1st Floor Area1,741 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area42,688 sqft (0.98 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces4 Parking Spaces
PorchFlorida Room
Porch Area466 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3839 LAKEVIEW ACRES RD
CitySAINT CLOUD
StateFL
Zip34772-9010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAE1
Legal DescriptionS L & I C PB B PG 29 S 145 FT OF N 165 FT OF W 322.5 FT LOT 75 LESS W 12.5 FT
Legal Range31E
Legal Township26S
Legal Section33
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block75A
Legal Lot Number75
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1015
Census Tract43802

Owner

3839 Lakeview Acres Rd is owned and occupied by two individuals who bought it in March 2015.

Source: Osceola County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3839 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9010
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2015 · Amount on File
Deed SaleMar 5, 2015 · Amount on File
Prior SaleOct 28, 2014 · Amount on File
Deed Document Number201531877
Deed Book / Page4744 / 1757
Record UpdatedOct 29, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3839 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9010
Document Number0051970500
Book / Page005197 / 000500
Instrument DateJul 13, 2017
Transaction TypeMortgage
Record UpdatedSep 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3839 LAKEVIEW ACRES RD ST CLOUD FL 347729010, ST CLOUD, FL 34772-9010

Mortgage

Document Number0051970500
DateAug 21, 2017
Book Page005197/000500
Instrument120572
Lender
NameOCWEN LN SERVICING
TypeFunding / Finance Company
AddressWEST PALM BEACH, FL 33407
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 20, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,046.00 (+30.45%)$359,800 (+17.01%) Land $72,000 Building $287,800
2023$2,335.00 (+4.99%) Homeowner's exemption$162,838 (+3%)$307,500 (+21.25%) Land $55,000 Building $252,500
2022$2,224.00 Homeowner's exemption$158,096$253,600 Land $45,000 Building $208,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3839 Lakeview Acres Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3839 Lakeview Acres Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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