3831 Lakeview Acres Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3831 Lakeview Acres Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	30000 bd · 3 ba · 2,814 sqft · built 1990
Lot Size	1.33 acres (58,152 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`33-26-31-4950-0001-075C`

Property Details

APN / Parcel Number

Primary APN	`33-26-31-4950-0001-075C`
Alternative APNs	`26313349500001075C` `99143`

Interior

Bedrooms	30000 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,814 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	2,814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	58,152 sqft (1.33 acres)
Garage Area	441 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	1,158 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3831 LAKEVIEW ACRES RD
City	SAINT CLOUD
State	FL
Zip	34772-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAE1
Legal Description	S L & I C PB B PG 29 N 165 FT OF E 319.71 FT & N 20 FT OF W 322.5 FT LOT 75 LESS W 12.5 FT
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	75C
Legal Lot Number	75
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1015
Census Tract	43802

Owner

3831 Lakeview Acres Rd is owned and occupied by two individuals who acquired it in March 2025.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3831 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 6, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 6, 2025
Transfer Doc	0067511553
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 29, 2026
Property Address	3831 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9010
Document Number	0000056377
Book / Page	6962 / 2716
Instrument Date	Apr 24, 2026
Instrument	202656377
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9010

Mortgage

Document Number	0000056377,
Date	Apr 29, 2026
Book Page	6962/2716
Instrument	202656377

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3831 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9010
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060320996
Date	Aug 30, 2021
Book Page	6032/996
Instrument	2021134150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3831 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051751540
Date	Jul 6, 2017
Book Page	5175/1540
Instrument	2017098606

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2027

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3831 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9010
Document Number	0056560416
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 LAKEVIEW ACRES RD ST CLOUD FL 347729010, ST CLOUD, FL 34772-9010

Mortgage

Document Number	0056560416
Date	Jan 10, 2020
Book Page	005656/000416
Instrument	5070

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3831 Lakeview Acres Rd was $2,328, up 7.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+7.28%)	$201,369	$444,700 Land $109,500 Building $335,200
2024	$2,170.00 (+3.28%)
2023	$2,101.00 (+2.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$189,995 (+3%)	$350,700 (+18.04%) Land $55,000 Building $295,700
2022	$2,042.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$184,462	$297,100 Land $45,000 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3831 Lakeview Acres Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3831 Lakeview Acres Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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