St. Charles County property record for 3838 Chablis Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,472 sqft · built 1992 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Jan 2014) |
| Tax Bill | $3,155 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A870002709 |
| Primary APN | A870002709 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,754 sqft |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,134 sqft |
| Finished Basement | 252 sqft |
| Unfinished Basement | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870002709 |
|---|---|
| Street Address | 3838 CHABLIS CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS #1 LOT 133 |
| Legal Subdivision | VINEYARDS #1 |
| Legal Lot Number | 133 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311132 |
3838 Chablis Ct is owned and occupied by two individuals who bought it in January 2014.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3838 CHABLIS CT, SAINT CHARLES, MO 63304-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2014 · Amount on File |
| Deed Sale | Jan 22, 2014 · Amount on File |
| Prior Sale | Mar 18, 2003 · Amount on File |
| Deed Document Number | 201436040 |
| Deed Book / Page | 6145 / 1417 |
| Prior Transfer Date | Jan 12, 2006 |
| Prior Transfer Doc | 0044002400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3838 CHABLIS CT, SAINT CHARLES, MO 63304-1434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3838 CHABLIS CT, SAINT CHARLES, MO 63304-1434 |
| Document Number | 2021R009188 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021R-009188 |
| Name | 1ST MIDAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | BETHALTO, IL 62010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 3838 Chablis Ct was $3,155, up 3.8% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,155.00 (+3.82%) | $53,080 | $279,368 Land $65,000 Building $214,368 |
| 2024 | $3,039.00 | ||
| 2023 | $50,783 | ||
| 2022 | $267,278 Land $55,000 Building $212,278 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3838 Chablis Ct in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3838 Chablis Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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