3837 Chablis Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 3837 Chablis Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,000 sqft · built 1988
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$274,900 (Aug 2019)
Tax Bill	$3,802 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870002693`

Property Details

APN / Parcel Number

Primary APN	`A870002693`
Alternative APN	`3-0040-6109-00-0117.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	202 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A870002693
Old Parcel Number	A870002693
Street Address	3837 CHABLIS CT
City	SAINT CHARLES
State	MO
Zip	63304-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS #1 LOT 117
Legal Range	04E
Legal Township	46N
Legal Subdivision	VINEYARDS #1
Legal Lot Number	117
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1000
Census Tract	311132

Owner

3837 Chablis Ct is owned and occupied by an individual who bought it in August 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3837 CHABLIS CT, SAINT CHARLES, MO 63304-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Aug 9, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Jul 29, 1998 · Amount on File
Deed Document Number	0007121385
Deed Book / Page	7121 / 385
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3837 CHABLIS CT, SAINT CHARLES, MO 63304-1434
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 CHABLIS CT, SAINT CHARLES, MO 63304-1434

Mortgage

Document Number	2021R045779
Date	May 27, 2021
Instrument	2021R-045779

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 9, 2019
Property Address	3837 CHABLIS CT, SAINT CHARLES, MO 63304-1434
Document Number	0071210385
Book / Page	7121 / 0385
Map Reference	MB 26 PG 23
Instrument Date	Aug 7, 2019
Instrument	20190809000418960
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 CLAYTON CROSSING DR APT 302, 312, ELLISVILLE, MO 63011-2269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 CHABLIS CT, SAINT CHARLES, MO 63304-1434

Mortgage

Document Number	20190809000418970
Date	Aug 9, 2019
Instrument	20190809000418970

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3837 Chablis Ct was $3,802.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,802.00	$64,062	$337,171 Land $65,000 Building $272,171
2023		$60,964
2022			$320,862 Land $55,000 Building $265,862

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3837 Chablis Ct in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3837 Chablis Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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