3838 Babe Ln, Vale, NC 28168 Property Records

Lincoln County property record for 3838 Babe Ln, Vale, NC 28168 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 2002
Lot Size	1.06 acres (46,522 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jan 2018)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3606-94-4059`

Property Details

APN / Parcel Number

Primary APN	`3606-94-4059`
Alternative APNs	`360600944059` `265760` `75109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	46,522 sqft (1.06 acres)
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	265760
Street Address	3838 BABE LN
City	VALE
State	NC
Zip	28168-5787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#1 HAWG HILL SUB
Legal Subdivision	HAWG HILL
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1002
Census Tract	70700

Owner

Source: Lincoln County records · APN 3606-94-4059

Assessment roll updated August 12, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3838 BABE LN, VALE, NC 28168-5787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 02, 2018	Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2018 · Amount on Record
Deed Sale	Jan 02, 2018 · Amount on Record
Prior Sale	Nov 20, 2002 · Amount on Record
Deed Document Number	2018572569
Deed Book / Page	2715 / 873
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Apr 16, 2026
Property Address	3838 BABE LN, VALE, NC 28168-5787
Document Number	0000708223
Book / Page	3494 / 851
Instrument Date	Apr 13, 2026
Instrument	2026708223
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 BABE LN, VALE, NC 28168-5787

Mortgage

Document Number	0000708223,
Date	Apr 16, 2026
Book Page	3494/851
Instrument	2026708223

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3838 BABE LN, VALE, NC 28168-5787
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 BABE LN, VALE, NC 28168-5787

Mortgage

Document Number	0003284506
Date	Oct 23, 2023
Book Page	3284/506
Instrument	673318

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 02, 2018
Property Address	3838 BABE LN, VALE, NC 28168-5787
Document Number	2715873
Book / Page	002715 / 000873
Instrument Date	Jan 02, 2018
Instrument	572569
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3838 BABE LN VALE NC 281685787, VALE, NC 28168-5787

Mortgage

Document Number	2715875
Date	Jan 02, 2018
Book Page	002715/000875
Instrument	572570

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00 (+1.27%)	$232,248 (-) Land $27,387 Building $204,861	$232,248 (-) Land $27,387 Building $204,861
2023	$1,569.00	$232,248 Land $27,387 Building $204,861	$232,248 Land $27,387 Building $204,861

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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