3802 Babe Ln, Vale, NC 28168 Property Records

Lincoln County property record for 3802 Babe Ln, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 2002
Lot Size	0.592 acres (25,788 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2026)
Tax Bill	$1,529 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3606-93-5605`

Property Details

APN / Parcel Number

Primary APN	`3606-93-5605`
Alternative APNs	`360600935605` `278198` `293183` `317248` `75106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	25,788 sqft (0.592 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	317248
Street Address	3802 BABE LN
City	VALE
State	NC
Zip	28168-5787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#5 HAWG HILL SUB
Legal Subdivision	MINOR
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1002
Census Tract	70700

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3802 BABE LN, VALE, NC 28168-5787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 12, 2021	Deed of Trust, Mortgage TRULIANT FCU
Sep 28, 2021	Intrafamily Transfer, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 30, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	2026710237
Deed Book / Page	3507 / 197
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	308976
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 28, 2026
Property Address	3802 BABE LN, VALE, NC 28168-5787
Document Number	0000710237
Book / Page	3507 / 197
Instrument Date	May 28, 2026
Instrument	2026710237
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 BABE LN, VALE, NC 28168-5787

Mortgage

Document Number	0000710238,
Date	May 28, 2026
Instrument	2026710238

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 28, 2026
Property Address	3802 BABE LN, VALE, NC 28168-5787
Document Number	0003507197
Book / Page	3507 / 197
Instrument Date	May 28, 2026
Instrument	2026710237
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 BABE LN, VALE, NC 28168-5787

Mortgage

Document Number	0000710238,
Date	May 28, 2026
Instrument	2026710238

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 23, 2022
Property Address	3802 BABE LN, VALE, NC 28168-5787
Document Number	0003198640
Book / Page	3198 / 640
Map Reference	MB 10 PG 102
Instrument Date	Sep 22, 2022
Instrument	658223
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1466 OLD MILL RD, 1466, LINCOLNTON, NC 28092-7565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 BABE LN, VALE, NC 28168-5787

Mortgage

Document Number	0000658224
Date	Sep 23, 2022
Instrument	658224

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3802 BABE LN, VALE, NC 28168-5787
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3106486
Date	Nov 12, 2021
Book Page	3106/486
Instrument	642457

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Nov 15, 2033

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Sep 28, 2021
Property Address	3802 BABE LN, VALE, NC 28168-5787
Document Number	308976
Book / Page	3089 / 76
Map Reference	MB 10 PG 102
Instrument Date	Sep 23, 2021
Instrument	639550
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 BABE LN, VALE, NC 28168-5787

Mortgage

Document Number	639551
Date	Sep 28, 2021
Instrument	639551

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 30, 2020
Property Address	3802 BABE LN, VALE, NC 28168-5787
Document Number	2903905
Book / Page	2903 / 905
Map Reference	MB 10 PG 102
Instrument Date	Apr 28, 2020
Instrument	608057
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1246 FAIRWAY DR, 1246, NEWTON, NC 28658-9232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 BABE LN, VALE, NC 28168-5787

Mortgage

Document Number	608058
Date	Apr 30, 2020
Instrument	608058

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,529.00	$222,694 (-) Land $24,000 Building $198,694	$222,694 (-) Land $24,000 Building $198,694
2025	$1,529.00 (+1.33%)	$222,694 (-) Land $24,000 Building $198,694	$222,694 (-) Land $24,000 Building $198,694
2023	$1,509.00	$222,694 Land $24,000 Building $198,694	$222,694 Land $24,000 Building $198,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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