3838 Academy St, Dearborn, MI 48124 Property Records

Wayne County property record for 3838 Academy St, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,178 sqft · built 1948
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$45,750 (Aug 2010)
Tax Bill$2,663 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN82-09-331-26-015

Property Details

APN / Parcel Number

Primary APN82-09-331-26-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area788 sqft
Basement Area788 sqft
Unfinished Basement787 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions165 ft deep x 40 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3838 ACADEMY ST
CityDEARBORN
StateMI
Zip48124-3380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionS 1/2 OF LOT 25 GRINDLEY PARK SUB
Legal SubdivisionGRINDLEY PARK
Legal Lot Number25
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group2
Census Block2017
Census Tract575300

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3838 ACADEMY ST, DEARBORN, MI 48124-3380
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2010 · Amount on Record
Deed SaleAug 9, 2010 · Amount on Record
Prior SaleJul 14, 2009 · Amount on Record
Deed Document Number2010293151
Deed Book / Page48682 / 658
Prior Transfer DateJul 1, 2009
Prior Transfer Doc0480230315
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address3838 ACADEMY ST, DEARBORN, MI 48124-3380
Transaction TypeMortgage
Record UpdatedFeb 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3838 ACADEMY ST, DEARBORN, MI 48124-3380

Mortgage

Document Number0598551339
DateOct 21, 2025
Book Page59855/1339
Instrument2025291880
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term97 Months
DueNov 1, 2033

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,100 (-2.99%)$188,200 (-2.99%)
2025$2,663.00 (-0.22%) Homeowner's exemption$97,000 (+23.88%)$194,000 (+23.88%)
2023$78,300$156,600
2019$2,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1985–2018)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: 123.NET.

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