3814 Academy St, Dearborn, MI 48124 Property Records

Wayne County property record for 3814 Academy St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,452 sqft · built 1931
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Jan 2020)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-09-331-26-017`

Property Details

APN / Parcel Number

Primary APN	`82-09-331-26-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	977 sqft
Basement Area	977 sqft
Unfinished Basement	977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3814 ACADEMY ST
City	DEARBORN
State	MI
Zip	48124-3380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 24 GRINDLEY PARK SUB
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	24
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2017
Census Tract	575300

Owner

3814 Academy St is owned and occupied by two individuals who bought it in January 2020.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3814 ACADEMY ST, DEARBORN, MI 48124-3380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 13, 2020	Warranty Deed, Transfer · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Deed Document Number	202011470
Deed Book / Page	55519 / 671
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3814 ACADEMY ST, DEARBORN, MI 48124-3380
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 ACADEMY ST, DEARBORN, MI 48124-3380

Mortgage

Document Number	0570680343
Date	Sep 28, 2021
Book Page	57068/343
Instrument	2021355400

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 13, 2020
Property Address	3814 ACADEMY ST, DEARBORN, MI 48124-3380
Document Number	0555190671
Book / Page	055519 / 000671
Instrument Date	Apr 28, 2016
Instrument	11470
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3814 ACADEMY ST DEARBORN MI 481243380, DEARBORN, MI 48124-3380

Mortgage

Document Number	555190673
Date	Jan 13, 2020
Book Page	055519/000673
Instrument	11471

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3814 Academy St was $3,378 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,200	$274,400
2025	$3,378.00
2023		$89,900	$179,800
2019	$3,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3814 Academy St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3814 Academy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET.

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