3836 Tami Ter, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3836 Tami Ter, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 1,918 sqft · built 2008
Lot Size0.255 acres (11,100 sqft)
Owner2 Individual Names on File
Last Sale$229,000 (May 2010)
Tax Bill$7,402 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN8813-03-453-006

Property Details

APN / Parcel Number

Primary APN8813-03-453-006

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area1,918 sqft Living Area
1st Floor Area1,918 sqft
Basement Area1,918 sqft
Finished Basement1,525 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,100 sqft (0.255 acres)
Lot Dimensions150 ft deep x 74 ft wide
Garage TypeAttached
Garage Area1,020 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area232 sqft
Deck Area90 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3836 TAMI TER
CityWATERLOO
StateIA
Zip50702-5616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOND HILLS FIFTH ADDITION LOT 98
Legal Range13W
Legal Township88N
Legal Section03
Legal SubdivisionHAMMOND HILLS FIFTH ADDITION
Legal Lot Number98
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2013
Census Tract1301

Owner

Source: Black Hawk County records · APN 8813-03-453-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3836 TAMI TER, WATERLOO, IA 50702-5616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2010 · Amount on Record
Deed SaleMay 19, 2010 · Amount on Record
Prior SaleFeb 06, 2008 · Amount on Record
Deed Document Number201021519
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3836 TAMI TER, WATERLOO, IA 50702-5616
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202513468
DateSep 15, 2025
Instrument2025-13468
Lender
NameFARMERS STATE BANK
TypeBank
Address131 TOWER PARK DR STE 100, WATERLOO, IA 50701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueSep 15, 2035

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,402.00 Homeowner's exemption$382,810 (+6.37%) Land $28,870 Building $353,940$382,810 (+6.37%) Land $28,870 Building $353,940
2024$7,402.00 (+24.57%)
2023$359,870 (+27.25%) Land $28,870 Building $331,000$359,870 (+27.25%) Land $28,870 Building $331,000
2022$5,942.00 Homeowner's exemption$282,810 Land $28,870 Building $253,940
2021$282,810 Land $28,870 Building $253,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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