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3830 Tami Ter, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3830 Tami Ter, Waterloo, IA 50702

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 2,136 sqft · built 2008
Lot Size0.255 acres (11,100 sqft)
OwnerCompany Name on File
Last Sale$230,000 (Jul 2011)
Tax Bill$6,358 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN8813-03-453-005

Property Details

APN / Parcel Number

Primary APN8813-03-453-005

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,136 sqft Total Area
1st Floor Area2,136 sqft
Basement Area2,136 sqft
Finished Basement198 sqft
Unfinished Basement2,136 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleDuplex Single
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,100 sqft (0.255 acres)
Lot Dimensions150 ft deep x 74 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area184 sqft
Patio Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3830 TAMI TER
CityWATERLOO
StateIA
Zip50702-5616
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionHAMMOND HILLS FIFTH ADDITION LOT 97
Legal Range13W
Legal Township88N
Legal Section03
Legal SubdivisionHAMMOND HILLS FIFTH ADDITION
Legal Lot Number97
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2013
Census Tract1301

Owner

3830 Tami Ter, a duplex, is owned by a company that bought it in July 2011.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordCompany Name on File
Mailing Address7136 SOPPE FARM RD, WASHBURN, IA 50702-6003
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · Line of Credit
FARMERS STATE BANK
Oct 29, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2011 · Amount on File
Deed SaleJul 13, 2011 · Amount on File
Prior SaleOct 1, 2007 · Amount on File
Deed Document Number20112012000799
Prior Transfer DateSep 27, 2007
Prior Transfer Doc2008007129
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3830 TAMI TER, WATERLOO, IA 50702-5616
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7136 SOPPE FARM RD, WASHBURN, IA 50702-6003

Mortgage

Document Number202100009496
DateNov 2, 2020
Instrument202100009496
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 28, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateOct 29, 2020
Property Address3830 TAMI TER, WATERLOO, IA 50702-5616
Document Number202100009304
Instrument DateOct 28, 2020
Instrument202100009304
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7136 SOPPE FARM RD, WASHBURN, IA 50702-6003

Tax Assessment & Valuation

The 2025 property tax bill for 3830 Tami Ter was $6,358, down 0.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,358.00 (-0.06%)$311,560 Land $28,870 Building $282,690$311,560 Land $28,870 Building $282,690
2024$6,362.00
2023$293,240 (+28.37%) Land $28,870 Building $264,370$293,240 Land $28,870 Building $264,370
2022$5,016.00$228,430 Land $28,870 Building $199,560
2021$228,430 Land $28,870 Building $199,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3830 Tami Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3830 Tami Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

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