3836 Five Points Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 3836 Five Points Rd, Shelby, NC 28150 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,485 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,460 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62927`

Property Details

APN / Parcel Number

Primary APN	`62927`
Alternative APN	`1307919`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,485 sqft Finished Area
Upper Floors Area	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Lot Area	217,800 sqft (5 acres)
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Canopy	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1307919
Street Address	3836 FIVE POINTS RD
City	SHELBY
State	NC
Zip	28150-8866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5AC PB38-30 RD 1373
Legal Subdivision	POLKVILLE
Legal Block	1
Legal Lot Number	241
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2038
Census Tract	950102

Owner

Source: Cleveland County records · APN 62927

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3836 FIVE POINTS RD, SHELBY, NC 28150-8866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3836 FIVE POINTS RD, SHELBY, NC 28150-8866
Transaction Type	Mortgage
Record Updated	Oct 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018330980
Date	Feb 15, 2021
Book Page	1833/980
Instrument	200050893

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,988 (-) Land $46,740 Building $498,248	$544,988 (-) Land $46,740 Building $498,248
2025	$3,460.00	$544,988 (+35.01%) Land $46,740 Building $498,248	$544,988 (+35.01%) Land $46,740 Building $498,248
2023		$403,654 Land $37,680 Building $365,974	$403,654 Land $37,680 Building $365,974

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.