3822 Five Points Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 3822 Five Points Rd, Shelby, NC 28150 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2005
Square Footage	2,834 sqft Finished Area
Lot Size	130,767 sqft (3 acres)
Garage	Mixed, 674 sqft
Occupancy	Owner Occupied
Tax Bill	$2,961.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`42289`
Alternative APN	`1230561`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	2,834 sqft Finished Area
Basement Area	2,834 sqft Basement
Unfinished Basement	2,834 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Lot Area	130,767 sqft (3 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	674 sqft Garage
Porch Area	216 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1230561
Street Address	3822 FIVE POINTS RD
City	SHELBY
State	NC
Zip	28150-8866
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3.002AC PB30-83 RD 1373
Legal Subdivision	NUMBER EIGHT TOWNSHIP
Legal Block	1
Legal Lot Number	171
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	2
Census Block	2038
Census Tract	950102

Owner

Source: Cleveland County records · APN 42289

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3822 FIVE POINTS RD, SHELBY, NC 28150-8866
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 25, 2025
Transfer Doc	0019450829
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3822 FIVE POINTS RD, SHELBY, NC 28150-8866
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI TITLE AND CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017821172
Date	Dec 18, 2018
Book Page	1782/1172
Instrument	200021247

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2028

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,311 (-) Land $32,021 Building $434,290	$466,311 (-) Land $32,021 Building $434,290
2025	$2,961.00	$466,311 (+38.89%) Land $32,021 Building $434,290	$466,311 (+38.89%) Land $32,021 Building $434,290
2023		$335,743 Land $26,833 Building $308,910	$335,743 Land $26,833 Building $308,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.