3836 Cleveland Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 3836 Cleveland Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,325 sqft · built 1984
Lot Size	4.46 acres (194,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,400 (Nov 2025)
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-27-00-0-00011-01`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-27-00-0-00011-01`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,325 sqft Adjusted Area
1st Floor Area	1,980 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Asbestos
Lot Area	194,278 sqft (4.46 acres)
Patio Area	720 sqft
Utility Building	290 sqft

Location & Zoning

Street Address	3836 CLEVELAND RD
City	HERNANDO
State	MS
Zip	38632-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	27-3-7 PT SE1/4
Legal Range	007
Legal Township	03S
Legal Section	27
Legal Lot Number	11
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	71002

Owner

Source: DeSoto County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3836 CLEVELAND RD, HERNANDO, MS 38632-7728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Nov 4, 2025	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK
Jul 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Deed Book / Page	1025 / 21405
Prior Transfer Date	Jul 10, 2023
Prior Transfer Doc	1023/12421
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 17, 2026
Property Address	3836 CLEVELAND RD, HERNANDO, MS 38632-7728
Document Number	5663/41039
Book / Page	5663 / 41039
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3836 CLEVELAND RD, HERNANDO, MS 38632-7728

Mortgage

Document Number	5663041039,
Date	Apr 17, 2026
Book Page	5663/41039

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 4, 2025
Property Address	3836 CLEVELAND RD, HERNANDO, MS 38632-7728
Document Number	1025/21405
Book / Page	1025 / 21405
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 TIMBER CRK S, HERNANDO, MS 38632-1542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3836 CLEVELAND RD, HERNANDO, MS 38632-7728

Mortgage

Document Number	5662114979
Date	Nov 4, 2025
Instrument	5662/114979

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Apr 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jul 14, 2023
Property Address	3836 CLEVELAND RD, HERNANDO, MS 38632-7728
Document Number	1023/12421
Book / Page	1023 / 12421
Instrument Date	Jul 10, 2023
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3836 CLEVELAND RD, HERNANDO, MS 38632-7728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3836 CLEVELAND RD, HERNANDO, MS 38632-7728

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,360.00 (+11.2%)	$20,128 (+32.1%) Land $3,568 Building $16,560	$201,281 (+32.1%) Land $35,680 Building $165,601
2024	$1,223.00	$15,237 (-) Land $3,568 Building $11,669	$152,369 (-) Land $35,680 Building $116,689
2023	$1,223.00	$15,237 (-)	$152,369 (-) Land $35,680 Building $116,689
2022	$1,223.00	$15,237 Land $3,568 Building $11,669	$152,369 Land $35,680 Building $116,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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