3574 Cleveland Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 3574 Cleveland Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,661 sqft · built 1997
Lot Size	4.25 acres (185,130 sqft)
Owner	Individual Name on Record
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-27-00-0-00011-09`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-27-00-0-00011-09`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,661 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	185,130 sqft (4.25 acres)
Pool Area	648 sqft
Patio Area	640 sqft

Location & Zoning

Street Address	3574 CLEVELAND RD
City	HERNANDO
State	MS
Zip	38632-9052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SW1/4 SE1/4
Legal Range	07
Legal Township	03
Legal Section	27
Legal Lot Number	11
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3574 CLEVELAND RD, HERNANDO, MS 38632-9052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 12, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025
Deed Sale	May 9, 2025
Prior Sale	Mar 12, 2021
Deed Document Number	0010258958
Deed Book / Page	1025 / 8958
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3574 CLEVELAND RD, HERNANDO, MS 38632-9052
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3574 CLEVELAND RD, HERNANDO, MS 38632-9052

Mortgage

Document Number	05661/7643
Date	Jan 30, 2024
Book Page	5661/7643

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Apr 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3574 CLEVELAND RD, HERNANDO, MS 38632-9052
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3574 CLEVELAND RD, HERNANDO, MS 38632-9052

Mortgage

Document Number	5660/91648
Date	Oct 2, 2023
Book Page	5660/91648

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 12, 2021
Property Address	3574 CLEVELAND RD, HERNANDO, MS 38632-9052
Document Number	000950/638
Book / Page	950 / 638
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 SHADY LANE CV W, 144, HERNANDO, MS 38632-5026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3574 CLEVELAND RD, HERNANDO, MS 38632-9052

Mortgage

Document Number	0005183553
Date	Mar 12, 2021
Instrument	5183/553

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 (+15.16%)	$32,788 (+39.59%) Land $3,825 Building $28,963	$327,880 (+39.59%) Land $38,250 Building $289,630
2023	$2,348.00	$23,488	$234,880 Land $38,250 Building $196,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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