DeSoto County property record for 3813 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1964 |
| Square Footage | 1,137 sqft Adjusted Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $297.00 (2025) |
| Primary APN | 3-08-5-16-00-0-00005-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,137 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 576 sqft Utility Building |
| Street Address | 3813 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8496 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 NW1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 3-08-5-16-00-0-00005-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3813 W COMMERCE ST, HERNANDO, MS 38632-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN SECURITY FCU |
| Nov 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN SECURITY FCU |
| Oct 04, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTHERN SECURITY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 0000494264 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3813 W COMMERCE ST, HERNANDO, MS 38632-8496 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3813 W COMMERCE ST, HERNANDO, MS 38632-8496 |
| Document Number | 05660/5820 |
|---|---|
| Date | Feb 07, 2023 |
| Book Page | 5660/5820 |
| Name | SOUTHERN SECURITY FCU |
|---|---|
| Type | Credit Union |
| Address | COLLIERVILLE, TN 38017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3813 W COMMERCE ST, HERNANDO, MS 38632-8496 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | CLOSETRAK TITLE |
| Name | Verified Name |
|---|
| Document Number | 004443/368 |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | 4443/368 |
| Instrument | T04443-00368 |
| Name | SOUTHERN SECURITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3813 W COMMERCE ST, HERNANDO, MS 38632-8496 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | CLOSETRAK TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 3813 W COMMERCE ST, HERNANDO, MS 38632-8496 |
| Document Number | 005363/492 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 5363/492 |
| Name | SOUTHERN SECURITY FCU |
|---|---|
| Type | Credit Union |
| Address | COLLIERVILLE, TN 38017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297.00 (-2.62%) | $7,021 (+36.3%) Land $1,000 Building $6,021 | $70,212 (+36.31%) Land $10,000 Building $60,212 |
| 2023 | $305.00 | $5,151 | $51,508 Land $10,000 Building $41,508 |
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