Kenton County property record for 3835 Petty Rd, Covington, KY 41015
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 2.5 ba · 1,352 sqft · built 1969 |
| Lot Size | 10.7 acres (468,618 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Nov 2022) |
| Tax Bill | $327 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Aug 2023 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-00-00-035.00 |
| Primary APN | 073-00-00-035.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 468,618 sqft (10.7 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3835 PETTY RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9313 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | APPROX 10.758 ACS SS PETTY RD WEST OF PRUETT RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 65900 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4045 RYLANDTRACE DR, RYLAND HEIGHTS, KY 41015-9004 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 25, 2023 | Intrafamily Transfer, Transfer |
| Nov 30, 2022 | Deed, Transfer · Conventional Mortgage BRIAN J BUCKINGHAM |
| May 1, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Dec 21, 2017 | Quit Claim Deed, Transfer NORTHWEST TITLE FAM/COMPANIES |
| Dec 21, 2017 | Grant Deed, Transfer NORTHWEST TITLE FAM/COMPANIES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | May 1, 2020 · Amount on Record |
| Deed Document Number | 202268 |
| Deed Book / Page | 202 / 890 |
| Last Transfer Date | Aug 22, 2023 |
| Transfer Doc | 0005900009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 29, 2026 |
| Property Address | 3835 PETTY RD, COVINGTON, KY 41015-9313 |
| Document Number | 0000013359 |
| Book / Page | 452 / 77 |
| Instrument Date | May 4, 2026 |
| Instrument | 202613359 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4045 RYLANDTRACE DR, RYLAND HEIGHTS, KY 41015-9004 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 25, 2023 |
| Property Address | 3835 PETTY RD, COVINGTON, KY 41015-9313 |
| Document Number | 0005900009 |
| Book / Page | KC 243 / 253 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 23082505900009 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 4045 RYLANDTRACE DR, RYLAND HEIGHTS, KY 41015-9004 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 30, 2022 |
| Property Address | 3835 PETTY RD, COVINGTON, KY 41015-9313 |
| Document Number | 0005900068 |
| Book / Page | 202 / 890 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 22113005900068 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3835 PETTY RD, COVINGTON, KY 41015-9313 |
| Document Number | 0005900069 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 425/1 |
| Instrument | 22113005900069 |
| Name | BRIAN J BUCKINGHAM |
|---|---|
| Type | Private Party |
| Address | 4045 RYLANDTRACE DR, RYLAND HEIGHTS, KY 41015 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 1, 2020 |
| Property Address | 3835 PETTY RD, COVINGTON, KY 41015-9313 |
| Document Number | 0000190189 |
| Book / Page | 000019 / 000189 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $355.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3835 PETTY RD COVINGTON KY 410159313, COVINGTON, KY 41015-9313 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3835 PETTY RD, COVINGTON, KY 41015-9313 |
| Document Number | 0000000157 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3835 PETTY RD COVINGTON KY 410159313, COVINGTON, KY 41015-9313 |
| Document Number | 0000000157 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 0I4111/000151 |
| Instrument | 157 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 21, 2017 |
| Property Address | 3835 PETTY RD, COVINGTON, KY 41015-9313 |
| Document Number | 0000000087 |
| Book / Page | 0I4045 / 000146 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 87 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3835 PETTY RD COVINGTON KY 410159313, COVINGTON, KY 41015-9313 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 21, 2017 |
| Property Address | 3835 PETTY RD, COVINGTON, KY 41015-9313 |
| Document Number | 0000000084 |
| Book / Page | 0I4045 / 000142 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 84 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Tax | $92.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11732 BLUEGRASS DR INDEPENDENCE KY 410518607, INDEPENDENCE, KY 41051-8607 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,500 (-) Land $27,500 | $126,900 (+361.45%) | |
| 2025 | $327.00 (-6.03%) | $27,500 (-) Land $27,500 | $27,500 (-) Land $27,500 |
| 2023 | $348.00 (-90.11%) | $27,500 (-89.91%) Land $27,500 | $27,500 (-89.91%) Land $27,500 |
| 2022 | $3,520.00 | $272,500 Land $27,500 Building $245,000 | $272,500 Land $27,500 Building $245,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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