Kenton County property record for 3774 Petty Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,794 sqft · built 1941 |
| Lot Size | 1.18 acres (51,619 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,273 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-00-00-042.00 |
| Primary APN | 073-00-00-042.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,794 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 51,619 sqft (1.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3774 PETTY RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARROTT LOT 3 1.1851 ACS |
| Legal Subdivision | PARROTT |
| Legal Lot Number | 3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 65900 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3774 PETTY RD, COVINGTON, KY 41015-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 16, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3774 PETTY RD, COVINGTON, KY 41015-9314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | ATI |
| Name | Verified Name |
|---|---|
| Address | 3774 PETTY RD, COVINGTON, KY 41015-9314 |
| Document Number | 0005900064 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 193/927 |
| Instrument | 21040105900064 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 6, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 16, 2017 |
| Property Address | 3774 PETTY RD, COVINGTON, KY 41015-9314 |
| Document Number | 0000000029 |
| Book / Page | 0I4030 / 000062 |
| Instrument Date | Aug 26, 2017 |
| Instrument | 29 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3774 PETTY RD COVINGTON KY 410159314, COVINGTON, KY 41015-9314 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,900 (-) Land $35,000 Building $155,900 | $190,900 (-) Land $35,000 Building $155,900 | |
| 2025 | $2,273.00 (+29.29%) | $190,900 (+37.44%) Land $35,000 Building $155,900 | $190,900 (+37.44%) Land $35,000 Building $155,900 |
| 2023 | $1,758.00 | $138,900 Land $11,900 Building $127,000 | $138,900 Land $11,900 Building $127,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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