3834 Bear Ridge Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3834 Bear Ridge Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on File
Tax Bill	$3,708 (2023)
Deeds & Mortgages	Feb 2026 Sale Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44337-0916`

Property Details

APN / Parcel Number

Primary APN	`82-44337-0916`

Exterior

Lot Area	6,600 sqft
Lot Width	55 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	82.44337.0916
Street Address	3834 BEAR RIDGE AVE S
City	SAINT CLOUD
State	MN
Zip	56301-6244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD77
Legal Description	LOT 008 BLOCK 002 OF BEAR RIDGE FIRST ADDITION
Legal Range	28
Legal Township	124
Legal Section	34
Legal Subdivision	BEAR RIDGE FIRST ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

3834 Bear Ridge Ave S is owned and occupied by an individual who acquired it in January 2021.

Source: Stearns County records, as of July 7, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3834 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Contract Sale, Transfer
Jan 28, 2021	Deed, Transfer
Oct 5, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021
Deed Sale	Jan 28, 2021
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	A1592897
Record Updated	Jun 7, 2026

February 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEARNS MN
Recording Date	Feb 27, 2026
Property Address	3834 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244
Document Number	00A1708845
Instrument Date	Jan 20, 2026
Instrument	A1708845
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 28, 2021
Property Address	3834 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244
Document Number	00A1592897
Instrument Date	Sep 25, 2020
Instrument	A1592897
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 5, 2020
Property Address	3834 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244
Document Number	00A1582175
Instrument Date	Sep 25, 2020
Instrument	A1582175
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 442, SAUK RAPIDS, MN 56379-0442

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,708.00	$303,200 Land $40,000 Building $263,200	$303,200 Land $40,000 Building $263,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3834 Bear Ridge Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3834 Bear Ridge Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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