Stearns County property record for 3802 Bear Ridge Ave S, Saint Cloud, MN 56301
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $401,000 (Apr 2023) |
| Tax Bill | $5,386 (2026) |
| Deeds & Mortgages | May 2023 Sale May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44337-0912 |
| Primary APN | 82-44337-0912 |
|---|
| Lot Area | 7,710 sqft (0.177 acres) |
|---|---|
| Lot Width | 66 ft Width |
| Cooling System | None |
|---|
| Street Address | 3802 BEAR RIDGE AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-6244 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD77 |
| Legal Description | LOT 004 BLK 002 BEAR RIDGE FIRST ADDITION SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 34 |
| Legal Subdivision | BEAR RIDGE FIRST ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 402 |
3802 Bear Ridge Ave S is owned and occupied by an individual who bought it in April 2023.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3802 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Contract Sale, Transfer |
| May 1, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on File |
| Deed Sale | Apr 10, 2023 · Amount on File |
| Prior Sale | Apr 10, 2023 · Amount on File |
| Deed Document Number | 20231525053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 1, 2023 |
| Property Address | 3802 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244 |
| Document Number | 00A1652258 |
| Instrument Date | Apr 10, 2023 |
| Instrument | A1652258 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3802 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 1, 2023 |
| Property Address | 3802 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244 |
| Document Number | 00A1652255 |
| Instrument Date | Apr 10, 2023 |
| Instrument | A1652255 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 442, SAUK CENTRE, MN 56378-0442 |
The 2026 property tax bill for 3802 Bear Ridge Ave S was $5,386 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,386.00 | ||
| 2025 | $374,500 Land $70,000 Building $304,500 | $374,500 Land $70,000 Building $304,500 | |
| 2024 | $4,448.00 (+156.52%) | ||
| 2023 | $1,734.00 | $104,500 Land $40,000 Building $64,500 | $104,500 Land $40,000 Building $64,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3802 Bear Ridge Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3802 Bear Ridge Ave S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xtratyme Technologies.
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