3832 S Cramer Cir, Bloomington, IN 47403 Property Records

Monroe County property record for 3832 S Cramer Cir, Bloomington, IN 47403 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,435 sqft · built 2011
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2023)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014-17094-47`

Property Details

APN / Parcel Number

Primary APN	`014-17094-47`
Alternative APN	`53-01-41-709-447.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-17094-47
Street Address	3832 S CRAMER CIR
City	BLOOMINGTON
State	IN
Zip	47403-8997
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BATCHELOR HGTS SEC 2 LOT 147
Legal Subdivision	BATCHELOR HEIGHTS
Legal Lot Number	147
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3014
Census Tract	1102

Owner

Source: Monroe County records · APN 014-17094-47

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Aug 01, 2019	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 02, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Apr 02, 2020 · Amount on Record
Deed Document Number	202350169
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number	2026003337
Date	Mar 24, 2026
Instrument	2026003337

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	PO BOX 368, BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010845
Date	Aug 01, 2019
Instrument	2019010845

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 24, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 27, 2023
Property Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2023012657
Map Reference	CAB C ENV 315
Instrument Date	Oct 24, 2023
Instrument	2023012657
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number	2023012658
Date	Oct 27, 2023
Instrument	2023012658

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 27, 2023
Property Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2023012657
Map Reference	CAB C ENV 315
Instrument Date	Oct 24, 2023
Instrument	2023012657
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number	2023012658
Date	Oct 27, 2023
Instrument	2023012658

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 02, 2020
Property Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2020004607
Map Reference	CAB C ENV 315
Instrument Date	Mar 30, 2020
Instrument	2020004607
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number	2020004608
Date	Apr 02, 2020
Instrument	2020004608

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00 (-8.03%)	$239,200 (+19.78%) Land $50,000 Building $189,200	$239,200 (+19.78%) Land $50,000 Building $189,200
2024	$1,756.00 (+41.61%)
2023		$199,700 (+7.77%) Land $40,000 Building $159,700	$199,700 (+7.77%) Land $40,000 Building $159,700
2022	$1,240.00	$185,300 Land $40,000 Building $145,300	$185,300 Land $40,000 Building $145,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050011023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Smithville Holding Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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