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3826 S Cramer Cir, Bloomington, IN 47403 Property Records

Monroe County property record for 3826 S Cramer Cir, Bloomington, IN 47403

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,435 sqft · built 2011
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Jun 2018)
Tax Bill$1,615 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN014-17094-50

Property Details

APN / Parcel Number

Primary APN014-17094-50
Alternative APN
  • 53-01-41-709-450.000-008

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,435 sqft Living Area
1st Floor Area1,435 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number014-17094-50
Street Address3826 S CRAMER CIR
CityBLOOMINGTON
StateIN
Zip47403-8997
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBATCHELOR HGTS SEC 2 L 150
Legal SubdivisionBATCHELOR HEIGHTS
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group3
Census Block3014
Census Tract1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3826 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME BANK SB
Jun 15, 2018Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2018 · Amount on Record
Deed SaleJun 15, 2018 · Amount on Record
Prior SaleJun 18, 2014 · Amount on Record
Deed Document Number20187861
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3826 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021005261
DateMar 18, 2021
Instrument2021005261
Lender
NameHOME BANK SB
TypeBank
AddressMARTINSVILLE, IN 46151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateJun 15, 2018
Property Address3826 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number2018007861
Map ReferenceCAB C ENV 315
Instrument DateJun 8, 2018
Instrument2018007861
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3826 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number2018007862
DateJun 15, 2018
Instrument2018007862
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,615.00 (-8.03%)$239,200 (+19.78%) Land $50,000 Building $189,200$239,200 (+19.78%) Land $50,000 Building $189,200
2024$1,756.00 (+41.61%)
2023$199,700 (+7.77%) Land $40,000 Building $159,700$199,700 (+7.77%) Land $40,000 Building $159,700
2022$1,240.00$185,300 Land $40,000 Building $145,300$185,300 Land $40,000 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Smithville Communications.

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