3832 Polo Trace Ct, Bellbrook, OH 45305 Property Records

Greene County property record for 3832 Polo Trace Ct, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,738 sqft · built 1998
Lot Size	0.276 acres (12,040 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2017)
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0008.0-0103.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0008.0-0103.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,738 sqft Living Area
1st Floor Area	1,377 sqft
Basement Area	476 sqft
Finished Basement	476 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	12,040 sqft (0.276 acres)
Lot Width	84 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3832 POLO TRACE CT
City	BELLBROOK
State	OH
Zip	45305-1889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENMEADOW RANCH SEC FOUR LOT 99 0.2764AC POLO TRACE CT
Legal Subdivision	GREENMEADOW RANCH
Legal Lot Number	99
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2009
Census Tract	220201

Owner

3832 Polo Trace Ct is owned and occupied by an individual who bought it in September 2017.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3832 POLO TRACE CT, BELLBROOK, OH 45305-1889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 20, 2017	Warranty Deed, Transfer
Jun 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on File
Deed Sale	Sep 20, 2017 · Amount on File
Prior Sale	Jun 28, 2017 · Amount on File
Deed Document Number	201715931
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3832 POLO TRACE CT, BELLBROOK, OH 45305-1889
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027446
Date	Nov 10, 2021
Instrument	2021027446

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 20, 2017
Property Address	3832 POLO TRACE CT, BELLBROOK, OH 45305-1889
Document Number	0000015931
Map Reference	PL CAB 3 PG 444
Instrument Date	Sep 5, 2017
Instrument	2017015931
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3832 POLO TRACE CT, BELLBROOK, OH 45305-1889

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jun 28, 2017
Property Address	3832 POLO TRACE CT, BELLBROOK, OH 45305-1889
Document Number	0000010397
Instrument Date	Jun 27, 2017
Instrument	10397
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 BURNHAM LN KETTERING OH 454291102, KETTERING, OH 45429-1102

Tax Assessment & Valuation

The 2025 property tax bill for 3832 Polo Trace Ct was $7,258, up 3.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,258.00 (+3.46%)	$124,870 (-) Land $20,040 Building $104,830
2024	$7,015.00 (-0.27%)	$124,870 (-) Land $20,040 Building $104,830
2023	$7,034.00 (-1.76%)	$124,870 (+21.32%) Land $20,040 Building $104,830	$356,760 Land $57,250 Building $299,510
2022	$7,160.00	$102,930 Land $16,700 Building $86,230
2020			$294,090 Land $47,710 Building $246,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3832 Polo Trace Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3832 Polo Trace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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