Frederick County property record for 3832 Garfield Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,089 sqft · built 1975 |
| Lot Size | 7.08 acres (308,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Oct 2005) |
| Tax Bill | $5,728 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-265185 |
| Primary APN | 10-265185 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,089 sqft Living Area |
| Gross Area | 2,313 sqft |
| 1st Floor Area | 1,407 sqft |
| Utility Area | 224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 308,840 sqft |
| Garage Type | Attached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 218 sqft |
| Stable | 2,576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 265185 |
|---|---|
| Street Address | 3832 GARFIELD RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1-7.097 AC NE/S GAR-SMITHS RD GLADYS SMETZER FARM SUB |
| Legal Subdivision | GLADYS SMETZER FARM SUB |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 752801 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3832 GARFIELD RD, SMITHSBURG, MD 21783-9397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2005 · Amount on Record |
| Deed Sale | Oct 13, 2005 · Amount on Record |
| Prior Sale | Aug 24, 2005 · Amount on Record |
| Deed Document Number | 200558003 |
| Deed Book / Page | 5633 / 645 |
| Record Updated | Oct 29, 2026 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $537,400 (+30.85%) Land $104,600 Building $432,800 | $537,400 (+30.85%) Land $104,600 Building $432,800 | |
| 2025 | $5,728.00 (+15.46%) | ||
| 2023 | $4,961.00 | $410,700 Land $94,100 Building $316,600 | $410,700 Land $94,100 Building $316,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
4G LTE (outdoors only), no 5G reported
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