Frederick County property record for 3719 Garfield Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,342 sqft · built 1987 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Oct 1990) |
| Tax Bill | $4,594 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-267293 |
| Primary APN | 10-267293 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,342 sqft Living Area |
| Gross Area | 3,242 sqft |
| 1st Floor Area | 1,814 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 60,113 sqft |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Breezeway |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | 330 sqft |
| Breezeway | Breezeway |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 267293 |
|---|---|
| Street Address | 3719 GARFIELD RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT4 SEC 1 1.388 AC S/S GARFIELD SMITHSBURG HIGHLAND FARMS |
| Legal Subdivision | HIGHLAND FARMS SEC 1 |
| Legal Lot Number | 4 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 752801 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3719 GARFIELD RD, SMITHSBURG, MD 21783-9396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 1990 · Amount on Record |
| Deed Sale | Oct 22, 1990 · Amount on Record |
| Deed Book / Page | 1675 / 975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3719 GARFIELD RD, SMITHSBURG, MD 21783-9396 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 3719 GARFIELD RD, SMITHSBURG, MD 21783-9396 |
| Document Number | 0143680399 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 14368/399 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,200 (+8.35%) Land $84,200 Building $310,000 | $394,200 (-) Land $84,200 Building $310,000 | |
| 2025 | $4,594.00 (+9.77%) | $363,833 (+20.04%) | $394,200 (+30.06%) Land $84,200 Building $310,000 |
| 2024 | $4,185.00 (+13.11%) | ||
| 2023 | $3,700.00 | $303,100 Land $73,700 Building $229,400 | $303,100 Land $73,700 Building $229,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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