3831 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 3831 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1948
Lot Size	0.18 acres (7,850 sqft)
Owner	Individual Name on Record
Last Sale	$409,000 (Jul 2022)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21023200070016`

Property Details

APN / Parcel Number

Primary APN	`21023200070016`
Alternative APNs	`023200070016` `00039572`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Finished Area
Basement Area	864 sqft
Flooring	Covered

Exterior

Year Built	Built 1948
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,850 sqft (0.18 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00039572
Street Address	3831 ORMOND RD
City	SAINT MATTHEWS
State	KY
Zip	40207-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 16 ORMOND MANOR PB. 6 PG. 58, 0.1802 AC+/-
Legal Subdivision	ORMOND MANOR
Legal Lot Number	16
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	3
Census Block	3010
Census Tract	9800

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3831 ORMOND RD, LOUISVILLE, KY 40207-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed, Transfer · Conventional Mortgage ECLIPSE BANK INC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 19, 2018	Grant Deed, Transfer · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	0012418152
Deed Book / Page	12418 / 152
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 29, 2022
Property Address	3831 ORMOND RD, SAINT MATTHEWS, KY 40207-1902
Document Number	0000175540
Book / Page	D 12418 / 152
Instrument Date	Jul 20, 2022
Instrument	2022175540
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 CAMARGO RD, LOUISVILLE, KY 40207-1112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 OIMOND ROAD, LOUISVILLE, KY 40207-1902

Mortgage

Document Number	0000175541
Date	Jul 29, 2022
Instrument	2022175541

Lender

Name	ECLIPSE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3831 ORMOND RD, SAINT MATTHEWS, KY 40207-1902
Document Number	0165530878
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3831 ORMOND RD LOUISVILLE KY 402071902, LOUISVILLE, KY 40207-1902

Mortgage

Document Number	0165530878
Date	May 22, 2020
Book Page	016553/000878
Instrument	97825

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Apr 19, 2018
Property Address	3831 ORMOND RD, SAINT MATTHEWS, KY 40207-1902
Document Number	0111320382
Book / Page	011132 / 000382
Instrument Date	Apr 12, 2018
Instrument	92482
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3831 ORMOND RD LOUISVILLE KY 402071902, LOUISVILLE, KY 40207-1902

Mortgage

Document Number	154920124
Date	Apr 19, 2018
Book Page	015492/000124
Instrument	92483

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,605.00 (-1.92%)	$409,000 (-) Land $65,000 Building $344,000
2024			$409,000 (-) Land $65,000 Building $344,000
2023	$4,695.00 (+72.23%)	$409,000 (+72.79%) Land $65,000 Building $344,000	$409,000 (+72.79%) Land $65,000 Building $344,000
2022	$2,726.00	$236,700 Land $65,000 Building $171,700	$236,700 Land $65,000 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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