3830 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 3830 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,308 sqft · built 1928
Lot Size	0.174 acres (7,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Nov 2022)
Tax Bill	$5,055 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21023200130036`

Property Details

APN / Parcel Number

Primary APN	`21023200130036`
Alternative APNs	`023200130036` `00040363`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,308 sqft Finished Area
Basement Area	654 sqft
Finished Basement	329 sqft
Flooring	Covered

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,584 sqft (0.174 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00040363
Street Address	3830 ORMOND RD
City	LOUISVILLE
State	KY
Zip	40207-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 36 ORMOND MANOR SUB PB. 6 PG. 58, .1741 AC+/-
Legal Subdivision	ORMOND MANOR
Legal Lot Number	36
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	2
Census Block	2011
Census Tract	9800

Owner

Source: Louisville/Jefferson County Metro Government records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3830 ORMOND RD, LOUISVILLE, KY 40207-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 18, 2022	Intrafamily Transfer, Transfer
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 5, 2022	Intrafamily Transfer, Transfer
Oct 2, 2020	Grant Deed, Transfer FIRST FIN'L BK&TR
Oct 18, 2019	Loan Modification, Mortgage STOCKYARD BK&TR
Nov 5, 2018	Warranty Deed, Construction Loan · Line of Credit STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	2022247795
Deed Book / Page	12488 / 287
Last Transfer Date	Nov 18, 2022
Transfer Doc	0000260396
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3830 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000235767
Date	Sep 21, 2021
Book Page	M 17659/276
Instrument	2021235767

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Nov 18, 2022
Property Address	3830 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0000260396
Book / Page	D 12501 / 925
Map Reference	MB 6 PG 58
Instrument Date	Nov 15, 2022
Instrument	2022260396
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3830 ORMOND RD, LOUISVILLE, KY 40207-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 ORMOND RD, LOUISVILLE, KY 40207-1903

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 1, 2022
Property Address	3830 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0000247795
Book / Page	D 12488 / 287
Map Reference	MB 6 PG 58
Instrument Date	Oct 28, 2022
Instrument	2022247795
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2900 CARLINGFORD DR, LOUISVILLE, KY 40222-6123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 ORMOND RD, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	0000247796
Date	Nov 1, 2022
Instrument	2022247796

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Jan 5, 2022
Property Address	3830 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0000004481
Book / Page	D 12243 / 396
Map Reference	MB 06 PG 58
Instrument Date	Dec 17, 2021
Instrument	2022004481
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 SPRITE RD APT 6, 6, LOUISVILLE, KY 40207-1931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 ORMOND RD, LOUISVILLE, KY 40207-1903

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 2, 2020
Property Address	3830 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0118020899
Book / Page	011802 / 000899
Instrument Date	Sep 28, 2020
Instrument	207220
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 ORMOND RD LOUISVILLE KY 402071903, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	168420257
Date	Oct 2, 2020
Book Page	016842/000257
Instrument	207221

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON KY
Property Address	3830 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0162000425
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 ANDREW CT LOUISVILLE KY 402205707, LOUISVILLE, KY 40220-5707

Mortgage

Document Number	0162000425
Date	Oct 23, 2019
Book Page	016200/000425
Instrument	244636

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2020

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 5, 2018
Property Address	3830 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0112830385
Book / Page	011283 / 000385
Instrument Date	Nov 2, 2018
Instrument	260593
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 ORMOND RD LOUISVILLE KY 402071903, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	157510351
Date	Nov 5, 2018
Book Page	015751/000351
Instrument	260594

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 4, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,055.00 (-1.92%)	$449,000 (-) Land $65,000 Building $384,000
2024			$449,000 (-) Land $65,000 Building $384,000
2023	$5,154.00 (+16.21%)	$449,000 (+16.62%) Land $65,000 Building $384,000	$449,000 (+16.62%) Land $65,000 Building $384,000
2022	$4,435.00	$385,000 Land $65,000 Building $320,000	$385,000 Land $65,000 Building $320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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