3831 Loretto Rd, Jacksonville, FL 32223 Property Records

Duval County property record for 3831 Loretto Rd, Jacksonville, FL 32223

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,590 sqft · built 1913
Lot Size1.29 acres (56,405 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Oct 2021)
Tax Bill$10,401 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN158914-0030

Property Details

APN / Parcel Number

Primary APN158914-0030

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,590 sqft Living Area
Gross Area4,854 sqft
1st Floor Area1,634 sqft
Upper Floors Area1,374 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1995
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area56,405 sqft
Lot Dimensions288 ft deep x 200 ft wide
Garage TypeAttached
Garage Area884 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area4 sqft
PorchFinished Screened Porch
Porch Area380 sqft
Deck AreaDeck Area
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3831 LORETTO RD
CityJACKSONVILLE
StateFL
Zip32223-2052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-120
Legal Description41-4S-27E 1.322 GEORGE HARTLEY GRANT PT RECD O/R 19954-821
Legal Range27E
Legal Township04S
Legal Section41
Legal SubdivisionSCHOENWALD
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group2
Census Block2002
Census Tract16807

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3831 LORETTO RD, JACKSONVILLE, FL 32223-2052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleFeb 1, 2000 · Amount on Record
Deed Document Number2021267730
Deed Book / Page19954 / 821
Prior Transfer DateJun 1, 1999
Prior Transfer Doc0000136812
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 12, 2021
Property Address3831 LORETTO RD, JACKSONVILLE, FL 32223-2052
Document Number0199540821
Book / Page19954 / 821
Instrument DateSep 30, 2021
Instrument2021267730
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanySHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1310 CASTLE PINES CIR, 1310, SAINT AUGUSTINE, FL 32092-0608

Transferred To (Grantee/Buyer)

NameVerified Name
Address3831 LORETTO RD, JACKSONVILLE, FL 32223-2052

Mortgage

Document Number19954823
DateOct 12, 2021
Instrument19954/823
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$593,780 (-1.77%) Land $199,827 Building $393,953$593,780 (-1.77%) Land $199,827 Building $393,953
2025$10,401.00 (+2.7%) Homeowner's exemption$604,459 (+3.12%) Land $165,000 Building $439,459$604,459 (-2.33%) Land $165,000 Building $439,459
2024$10,128.00 (+0.99%)
2023$10,029.00 (+18.16%) Homeowner's exemption$586,164 (+11.4%)$618,896 (+17.62%) Land $151,800 Building $467,096
2022$8,488.00 Homeowner's exemption$526,172 Land $122,760 Building $403,412$526,172 Land $122,760 Building $403,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims6 (1991–2017)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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