3629 Loretto Rd, Jacksonville, FL 32223 Property Records

Duval County property record for 3629 Loretto Rd, Jacksonville, FL 32223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1956
Lot Size	0.353 acres (15,362 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2020)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158924-0000`

Property Details

APN / Parcel Number

Primary APN	`158924-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,156 sqft
1st Floor Area	832 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,362 sqft (0.353 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Finished/Open Porch
Porch Area	200 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3629 LORETTO RD
City	JACKSONVILLE
State	FL
Zip	32223-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	41-4S-27E GEORGE HARTLEY GRANT PT RECD O/R 19088-665
Legal Range	27E
Legal Township	04S
Legal Section	41
Legal Subdivision	SECTION LAND
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	16807

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3629 LORETTO RD, JACKSONVILLE, FL 32223-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Feb 7, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 30, 2020	Warranty Deed, Transfer · VA Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Aug 19, 2016 · Amount on Record
Deed Document Number	202023870
Deed Book / Page	19088 / 665
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Aug 7, 2026
Property Address	3629 LORETTO RD, JACKSONVILLE, FL 32223-1914
Document Number	0000184475
Book / Page	22010 / 435
Instrument Date	Jul 30, 2026
Instrument	2026184475
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3629 LORETTO RD, JACKSONVILLE, FL 32223-1914

Mortgage

Document Number	0000184475,
Date	Aug 7, 2026
Book Page	22010/435
Instrument	2026184475

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2066

Interest

Rate	6.43%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3629 LORETTO RD, JACKSONVILLE, FL 32223-1914
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3629 LORETTO RD, JACKSONVILLE, FL 32223-1914

Mortgage

Document Number	0201361766
Date	Feb 7, 2022
Book Page	20136/1766
Instrument	2022036683

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 30, 2020
Property Address	3629 LORETTO RD, JACKSONVILLE, FL 32223-1914
Document Number	0190880665
Book / Page	19088 / 0665
Instrument Date	Jan 27, 2020
Instrument	2020023870
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 CODY ST, 152, ST AUGUSTINE, FL 32084-6672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3629 LORETTO RD, JACKSONVILLE, FL 32223-1914

Mortgage

Document Number	0190880666
Date	Jan 30, 2020
Instrument	19088/0666

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,691 (+2.7%)	$208,177 (+1.6%) Land $106,437 Building $101,740
2025	$2,375.00 (+10.67%) Homeowner's exemption	$155,493 (+5.99%)	$204,895 (+7.85%) Land $105,000 Building $99,895
2024	$2,146.00 (+3.22%)
2023	$2,079.00 (+9.83%) Homeowner's exemption	$146,710 (+3%)	$189,973 (+13.87%) Land $85,000 Building $104,973
2022	$1,893.00 Homeowner's exemption	$142,437	$166,840 Land $67,000 Building $99,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	8 (1991–2026)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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