3831 75th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3831 75th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,972 sqft · built 2016
Lot Size	0.235 acres (10,275 sqft)
Owner	Individual Name on Record
Last Sale	$294,500 (Nov 2016)
Tax Bill	$3,970 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0160-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0160-9`
Alternative APN	`331829669801609`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,972 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,275 sqft (0.235 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	325 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669801609
Street Address	3831 75TH ST E
City	PALMETTO
State	FL
Zip	34221-3793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 22 HERON CREEK PHASE I PI#6698.0160/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Phase	1
Legal Tract	669800
Legal Lot Number	22
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1012
Census Tract	1915

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3831 75TH ST E, PALMETTO, FL 34221-3793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HOME BANK
May 28, 2019	Deed of Trust, Mortgage · Line of Credit ANDIGO CU
May 11, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2016 · Amount on Record
Deed Sale	Nov 14, 2016 · Amount on Record
Prior Sale	Apr 18, 2016
Deed Document Number	201641057110
Deed Book / Page	2647 / 3966
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3831 75TH ST E, PALMETTO, FL 34221-3793
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 75TH ST E, PALMETTO, FL 34221-3793

Mortgage

Document Number	0041141185
Date	Oct 25, 2021
Instrument	202141141185

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jun 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3831 75TH ST E, PALMETTO, FL 34221-3793
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 75TH ST E, PALMETTO, FL 34221-3793

Mortgage

Document Number	0041008553
Date	Jan 19, 2022
Instrument	202241008553

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3831 75TH ST E, PALMETTO, FL 34221-3793
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 75TH ST E, PALMETTO, FL 34221-3793

Mortgage

Document Number	0041018378
Date	Feb 9, 2022
Instrument	202241018378

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SAINT PETERSBURG, FL 33701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3831 75TH ST E, PALMETTO, FL 34221-3793
Document Number	0027857100
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3831 75TH ST E PALMETTO FL 342213793, PALMETTO, FL 34221-3793

Mortgage

Document Number	0027857100
Date	Jun 6, 2019
Book Page	002785/007100
Instrument	41055322

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2039

Interest

Rate Type	Adjustable Rate

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	3831 75TH ST E, PALMETTO, FL 34221-3793
Document Number	0027333552
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 75TH ST E PALMETTO FL 342213793, PALMETTO, FL 34221-3793

Mortgage

Document Number	0027333552
Date	Jun 15, 2018
Book Page	002733/003552
Instrument	41061307

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,952 (+5.99%)	$546,150 (+3.14%) Land $48,195 Building $497,955
2024	$3,970.00 (+1.3%)
2023	$3,919.00 (+2.73%) Homeowner's exemption	$307,540 (+3%)	$529,498 (+15.92%) Land $48,195 Building $481,303
2022	$3,815.00 Homeowner's exemption	$298,583	$456,781 Land $47,250 Building $409,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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