3818 75th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3818 75th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,121 sqft · built 2017
Lot Size	0.233 acres (10,132 sqft)
Owner	2 Individual Names on File
Last Sale	$484,000 (Apr 2022)
Tax Bill	$5,378 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6698-0440-9`

Property Details

APN / Parcel Number

Primary APN	`6698-0440-9`
Alternative APN	`331829669804409`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	2,121 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,132 sqft (0.233 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3818 75TH ST E
City	PALMETTO
State	FL
Zip	34221-3792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 78 HERON CREEK PH I PI#6698.0440/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Tract	00669800
Legal Lot Number	78
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1013
Census Tract	1915

Owner

3818 75th St E is owned and occupied by two individuals who bought it in April 2022.

Source: Manatee County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3818 75TH ST E, PALMETTO, FL 34221-3792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
Apr 12, 2022	Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
May 11, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage FBC MTG
Jan 30, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	202249387
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3818 75TH ST E, PALMETTO, FL 34221-3792
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 75TH ST E, PALMETTO, FL 34221-3792

Mortgage

Document Number	0041031651
Date	Mar 11, 2021
Instrument	202141031651

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 12, 2022
Property Address	3818 75TH ST E, PALMETTO, FL 34221-3792
Document Number	0041049387
Map Reference	MB 58 PG 42
Instrument Date	Apr 12, 2022
Instrument	202241049387
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,388.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10102 MAR VISTA PL, PALMETTO, FL 34221-2260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 75TH ST E, PALMETTO, FL 34221-3792
Investor	Possibly a Property Investor

Mortgage

Document Number	0041049388
Date	Apr 12, 2022
Instrument	202241049388

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3818 75TH ST E, PALMETTO, FL 34221-3792
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041129042
Date	Dec 26, 2019
Book Page	2819/4889
Instrument	201941129042

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	May 11, 2017
Property Address	3818 75TH ST E, PALMETTO, FL 34221-3792
Document Number	0026735470
Book / Page	002673 / 005470
Instrument Date	May 5, 2017
Instrument	41044743
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2017
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,951.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3818 75TH ST E PALMETTO FL 342213792, PALMETTO, FL 34221-3792

Mortgage

Document Number	26735471
Date	May 11, 2017
Book Page	002673/005471
Instrument	41044744

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	3818 75TH ST E, PALMETTO, FL 34221-3792
Document Number	0026596467
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number	0026596467
Date	Feb 9, 2017
Book Page	002659/006467
Instrument	41011923

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$429,821 Land $51,000 Building $378,821	$429,821 Land $51,000 Building $378,821
2024	$5,378.00 (-0.19%)
2023	$5,388.00 (+70.29%) Homeowner's exemption	$414,669 (+64.89%) Land $51,000 Building $363,669	$414,669 (+14.23%) Land $51,000 Building $363,669
2022	$3,164.00 Homeowner's exemption	$251,482	$363,011 Land $50,000 Building $313,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3818 75th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3818 75th St E is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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