3830 Winrock Dr, Laredo, TX 78045 Property Records

Webb County property record for 3830 Winrock Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,762 sqft · built 2003
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on Record
Tax Bill$2,110 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN985-11001-430

Property Details

APN / Parcel Number

Primary APN985-11001-430
Alternative APN
  • 264569

Interior

Stories1 Story
Building Area2,762 sqft Living Area
1st Floor Area2,762 sqft
Utility Area135 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Pool Area488 sqft
PorchOpen Porch
Porch Area1,177 sqft

Location & Zoning

Street Address3830 WINROCK DR
CityLAREDO
StateTX
Zip78045-8183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWINFIELD, BLOCK 1, LOT 43, PHASE 5
Legal SubdivisionWINFIELD
Legal Phase5
Legal Block1
Legal Lot Number43
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2004
Census Tract1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3830 WINROCK DR, LAREDO, TX 78045-8183
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3830 WINROCK DR, LAREDO, TX 78045-8183
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004904/416
DateNov 17, 2020
Book Page4904/416
Instrument1410678
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,025 (-0.47%) Land $151,418 Building $263,607$415,025 (-0.47%) Land $151,418 Building $263,607
2025$2,110.00 (-17.9%) Homeowner's exemption$416,972 (+7.48%) Land $151,418 Building $265,554$416,972 (+7.48%) Land $151,418 Building $265,554
2024$2,570.00 (+5.54%)
2023$387,944 Land $146,445 Building $241,499$387,944 Land $146,445 Building $241,499
2022$2,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Winrock Dr

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