3828 Winrock Dr, Laredo, TX 78045 Property Records

Webb County property record for 3828 Winrock Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,530 sqft · built 2004
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,800 (Oct 2020)
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-11001-440`

Property Details

APN / Parcel Number

Primary APN	`985-11001-440`
Alternative APN	`264570`

Interior

Stories	1 Story
Building Area	2,530 sqft Living Area
Gross Area	3,013 sqft
1st Floor Area	2,530 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	264 sqft
Porch	Open Porch
Porch Area	159 sqft

Location & Zoning

Street Address	3828 WINROCK DR
City	LAREDO
State	TX
Zip	78045-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD, BLOCK 1, LOT 44, PHASE 5
Legal Subdivision	WINFIELD
Legal Phase	5
Legal Block	1
Legal Lot Number	44
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3828 WINROCK DR, LAREDO, TX 78045-8183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 12, 2017	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	20201408140
Deed Book / Page	4888 / 61
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	004341/261
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Oct 23, 2020
Property Address	3828 WINROCK DR, LAREDO, TX 78045-8183
Document Number	0004888/61
Book / Page	4888 / 61
Map Reference	VOL 23 PG 41&42
Instrument Date	Oct 16, 2020
Instrument	1408140
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 WINROCK DR, LAREDO, TX 78045-8183

Mortgage

Document Number	0001408141
Date	Oct 23, 2020
Instrument	1408141

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 12, 2017
Property Address	3828 WINROCK DR, LAREDO, TX 78045-8183
Document Number	004341/261
Book / Page	4341 / 261
Map Reference	VOL 23 PG 41&42
Instrument Date	Dec 8, 2017
Instrument	1315665
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 WINROCK DR, LAREDO, TX 78045-8183

Mortgage

Document Number	0001315666
Date	Dec 12, 2017
Instrument	1315666

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,014 (-0.45%) Land $151,418 Building $236,596	$388,014 (-0.45%) Land $151,418 Building $236,596
2025	$1,972.00 (+0.97%) Homeowner's exemption	$389,774 (+6.8%) Land $151,418 Building $238,356	$389,774 (+6.8%) Land $151,418 Building $238,356
2024	$1,953.00 (-11.03%)
2023		$364,959 Land $146,445 Building $218,514	$364,959 Land $146,445 Building $218,514
2022	$2,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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