3830 Gateway, Niles, MI 49120 Property Records

Berrien County property record for 3830 Gateway, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 2005
Lot Size	0.698 acres (30,405 sqft)
Owner	Individual Name on File
Last Sale	$227,775 (Aug 2019)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-6600-0051-00-3`

Property Details

APN / Parcel Number

Primary APN	`05-6600-0051-00-3`
Alternative APN	`11-05-6600-0051-00-3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft
Basement Area	1,615 sqft
Unfinished Basement	1,615 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	30,405 sqft (0.698 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3830 GATEWAY
City	NILES
State	MI
Zip	49120-8660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 MEDIUM
Legal Description	LOT 51 RED BUD MEADOWS
Legal Subdivision	RED BUD MEADOWS
Legal Lot Number	51
Legal Unit	51
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1021
Census Tract	20300

Owner

3830 Gateway is owned and occupied by an individual who bought it in August 2019.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3830 GATEWAY, NILES, MI 49120-8660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 28, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Apr 26, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Aug 28, 2019 · Amount on File
Deed Book / Page	3247 / 2379
Transfer Doc	03235/2138
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3830 GATEWAY, NILES, MI 49120-8660
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 GATEWAY, NILES, MI 49120-8660

Mortgage

Document Number	03377/1451
Date	Jun 15, 2022
Book Page	3377/1451
Instrument	2022355502

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 28, 2019
Property Address	3830 GATEWAY, NILES, MI 49120-8660
Document Number	03247/2379
Book / Page	3247 / 2379
Map Reference	LB 26 PG 25
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WINTERGREEN WAY, OCALA, FL 34482-6630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 GATEWAY, NILES, MI 49120-8660

Mortgage

Document Number	0032472385
Date	Aug 28, 2019
Instrument	3247/2385

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 26, 2019
Property Address	3830 GATEWAY, NILES, MI 49120-8660
Document Number	03235/2138
Book / Page	3235 / 2138
Map Reference	LB 26 PG 25
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINTERGREEN WAY, OCALA, FL 34482-6630

Tax Assessment & Valuation

The 2025 property tax bill for 3830 Gateway was $3,506 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,300	$348,600
2025	$3,506.00
2023		$145,100	$290,200
2022	$3,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3830 Gateway in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3830 Gateway is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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